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496.921 Tm -0.0067 Tc 0.6267 Tw [( S)-6.7(e)-13.4(e)-13.4( )346.7(g)-6.7(e)-13.4(n)6.6(e)-13.4(ra)-13.4(ll)-13.4(y)]TJ /F1 1 Tf 6.0133 0 TD 0.26 Tc 0 Tw ( R)Tj 6.96 0 0 6.96 226.8397 496.921 Tm 0 Tc [(EBEC)7.6(C)-9.7(A)4.8( )]TJ 9 0 0 9 258.2797 496.921 Tm (M.)Tj 6.96 0 0 6.96 268.5996 496.921 Tm ( )Tj 9 0 0 9 272.9196 496.921 Tm (B)Tj 6.96 0 0 6.96 278.6796 496.921 Tm -0.0004 Tc [(LA)4.4(NK)]TJ 9 0 0 9 297.3996 496.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 299.7997 496.921 Tm ( )Tj 9 0 0 9 304.1196 496.921 Tm (I)Tj 6.96 0 0 6.96 307.3596 496.921 Tm -0.0048 Tc (T )Tj 9 0 0 9 316.2396 496.921 Tm 0 Tc (T)Tj 6.96 0 0 6.96 322.2396 496.921 Tm -0.0042 Tc 0.3821 Tw [(AKE)-4.9(S A )]TJ 9 0 0 9 352.5996 496.921 Tm 0 Tc 0 Tw (N)Tj 6.96 0 0 6.96 359.4396 496.921 Tm -0.0048 Tc [(ATI)-6.9(O)-29.6(N)]TJ 9 0 0 9 382.2396 496.921 Tm 0 Tc (:)Tj 6.96 0 0 6.96 384.6396 496.921 Tm ( )Tj 9 0 0 9 388.9597 496.921 Tm (A)Tj 6.96 0 0 6.96 394.9597 496.921 Tm ( )Tj 9 0 0 9 399.2796 496.921 Tm (N)Tj 6.96 0 0 6.96 406.1196 496.921 Tm -0.0165 Tc [(EW)-13.1( )]TJ 9 0 0 9 420.8796 496.921 Tm 0 Tc (A)Tj 6.96 0 0 6.96 426.8796 496.921 Tm 0.0005 Tc 0.3602 Tw [(GENDA)5.3( F)6(O)-24.3(R)-11.9( )]TJ 9 0 0 9 141.9996 486.961 Tm 0 Tc 0 Tw (F)Tj 6.96 0 0 6.96 146.9196 486.961 Tm 0.0012 Tc [(IGH)-6.4(T)6(ING )]TJ 9 0 0 9 182.7997 486.961 Tm 0 Tc (P)Tj 6.96 0 0 6.96 188.0797 486.961 Tm 0.01 Tc [(OV)12.1(E)9.3(R)14.8(TY)]TJ 9 0 0 9 215.4397 486.961 Tm 0 Tc 0.34 Tw [( \(1997\) \(e)-20(xam)-6.7(ining sp)-6.7(e)-6.7(lls of p)-6.7(o)13.3(v)-6.7(e)-6.7(r)0(t)13.3(y)-6.7( for ind)-6.7(iv)-6.7(id)6.7(u)-6.7(als ov)-6.7(e)-6.7(r)0( a)26.7( )]TJ -8.16 -1.1067 TD 0.0067 Tw [(thirte)-6.7(e)-6.7(n)0( )13.4(y)-6.7(e)-6.7(a)0(r)13.3( p)6.7(e)-6.7(riod)6.7(,)-6.7( th)13.3(e)-6.7( a)13.3(u)-6.7(tho)13.3(r fou)-6.7(nd)6.7( that 25)13.3(%)-6.7( of)13.3( white)-6.7(s)13.3( we)-6.7(r)13.3(e)-6.7( p)-6.7(oor)13.3( for at)13.3( le)-6.7(ast)13.3( one)20( )]TJ 0 -1.12 TD 0.18 Tw [(y)-6.7(e)-6.7(ar,)6.7( c)-6.7(o)13.3(m)-6.7(p)-6.7(a)0(r)13.3(e)-6.7(d)6.7( to al)13.3(m)-6.7(ost two)13.3(-third)-6.7(s of bla)13.3(c)-6.7(ks in )13.3(A)-6.7(m)6.7(e)-6.7(ric)-6.7(a\))13.3(;)6.7( C)]TJ 6.96 0 0 6.96 392.9196 466.921 Tm 0.0073 Tc 0 Tw [(HR)12.1(I)5.2(S)10.1(T)12.1(O)-0.3(PHE)6.6(R)12.1( )]TJ 9 0 0 9 441.7596 466.921 Tm 0 Tc (J)Tj 6.96 0 0 6.96 444.8796 466.921 Tm 0.0007 Tc [(EN)-15.2(C)8.3(K)-11.7(S)]TJ 9 0 0 9 467.5596 466.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 469.9597 466.921 Tm ( )Tj 9 0 0 9 141.9996 456.961 Tm (R)Tj 6.96 0 0 6.96 147.9996 456.961 Tm 0.0003 Tc [(ET)5.1(H)-7.3(I)-1.8(NK)5.1(ING )]TJ 9 0 0 9 190.8396 456.961 Tm 0 Tc (S)Tj 6.96 0 0 6.96 195.5197 456.961 Tm 0.0248 Tc [(OC)32.4(I)22.7(A)29.6(L)24.1( )]TJ 9 0 0 9 220.3596 456.961 Tm 0 Tc (P)Tj 6.96 0 0 6.96 225.6396 456.961 Tm 0.0076 Tc [(OL)6.9(I)5.5(C)-2.1(Y)]TJ 9 0 0 9 246.6396 456.961 Tm 0 Tc (:)Tj 6.96 0 0 6.96 249.0396 456.961 Tm ( )Tj 9 0 0 9 251.9196 456.961 Tm (R)Tj 6.96 0 0 6.96 257.9196 456.961 Tm -0.0062 Tc (ACE)Tj 9 0 0 9 271.4796 456.961 Tm 0 Tc (,)Tj 6.96 0 0 6.96 273.8796 456.961 Tm ( )Tj 9 0 0 9 276.7596 456.961 Tm (P)Tj 6.96 0 0 6.96 282.0396 456.961 Tm -0.0041 Tc [(O)-11.7(V)-2(E)-4.8(RTY )]TJ 9 0 0 9 312.1596 456.961 Tm 0 Tc (&)Tj 6.96 0 0 6.96 318.8796 456.961 Tm -0.0048 Tc 0.1586 Tw [( TH)-12.4(E)-5.5( )]TJ 9 0 0 9 339.2796 456.961 Tm 0 Tc 0 Tw (U)Tj 6.96 0 0 6.96 346.3596 456.961 Tm -0.0014 Tc [(NDER)-13.8(C)6.2(L)-19.3(AS)-15.9(S)]TJ 9 0 0 9 386.7997 456.961 Tm 0 Tc 0.1133 Tw [( \(1992\);)-6.7( T)]TJ 6.96 0 0 6.96 428.5596 456.961 Tm 0.0076 Tc 0 Tw [(I)5.5(M)8.3(OT)12.4(HY)10.4( )]TJ 9 0 0 9 459.7596 456.961 Tm 0 Tc (M.)Tj 6.96 0 0 6.96 469.9597 456.961 Tm ( )Tj 9 0 0 9 141.9996 447.001 Tm (S)Tj 6.96 0 0 6.96 146.6796 447.001 Tm 0.0005 Tc 0.3774 Tw [(MEEDING)-18.1( ET)-11.9( A)5.3(L)]TJ 9 0 0 9 206.4397 447.001 Tm 0.0067 Tc 0 Tw (.,)Tj 6.96 0 0 6.96 211.2397 447.001 Tm 0 Tc ( )Tj 9 0 0 9 215.6797 447.001 Tm (P)Tj 6.96 0 0 6.96 220.9597 447.001 Tm 0.0076 Tc [(OV)9.7(E)6.9(R)-4.8(T)12.4(Y)]TJ 9 0 0 9 248.3197 447.001 Tm 0 Tc (,)Tj 6.96 0 0 6.96 250.7197 447.001 Tm ( )Tj 9 0 0 9 255.1597 447.001 Tm (I)Tj 6.96 0 0 6.96 258.3997 447.001 Tm 0.0176 Tc [(NE)16.9(Q)24.5(U)4.5(A)22.4(L)16.9(IT)22.4(Y)20.4( )]TJ 9 0 0 9 303.2796 447.001 Tm 0 Tc (&)Tj 6.96 0 0 6.96 309.9996 447.001 Tm ( )Tj 9 0 0 9 314.4396 447.001 Tm (I)Tj 6.96 0 0 6.96 317.6796 447.001 Tm 0.0169 Tc [(NC)24.5(O)9.3(M)17.6(E )]TJ 9 0 0 9 348.5197 447.001 Tm 0 Tc (D)Tj 6.96 0 0 6.96 355.2396 447.001 Tm 0.0005 Tc 0.3774 Tw [(IST)-11.9(R)5.3(IBU)-12.6(T)5.3(IO)-7.1(N IN)-15.4( )]TJ 9 0 0 9 417.9996 447.001 Tm 0 Tc 0 Tw (C)Tj 6.96 0 0 6.96 424.1196 447.001 Tm -0.0039 Tc [(O)-11.5(M)-3.2(P)-10.1(A)-16.3(RA)-16.3(TI)-6(VE)-21.8( )]TJ 9 0 0 9 141.9996 436.921 Tm 0 Tc (P)Tj 6.96 0 0 6.96 147.2796 436.921 Tm -0.0009 Tc [(ER)3.9(SP)-7.1(EC)-10.6(T)3.9(I)-3(VE)]TJ 9 0 0 9 188.7997 436.921 Tm 0 Tc 0.1 Tw [( \(1990\);)-6.7( R)-6.7(and)-6.7(y)-6.7( A)-6.7(l)13.3(be)-6.7(ld)-6.7(a,)-6.7( )]TJ /F3 1 Tf 11.04 0 TD [(W)13.3(o)-6.7(me)-6.7(n )13.3(&)-6.7( Po)-6.7(ve)6.7(r)-6.7(t)0(y)-6.7(:)0( B)13.3(e)-6.7(y)6.7(o)-6.7(n)13.3(d)-6.7( Ea)-6.7(r)-6.7(ning)13.3(s)-6.7( a)-6.7(n)13.3(d)-6.7( We)-6.7(l)-6.7(f)13.3(a)-6.7(r)6.7(e)]TJ /F1 1 Tf 19.9467 0 TD -0.0067 Tc 0 Tw (, )Tj -36.1867 -1.1067 TD 0 Tc 0.1933 Tw (39 Q.)Tj 6.96 0 0 6.96 165.0396 426.961 Tm 0 Tw ( )Tj 9 0 0 9 168.5197 426.961 Tm (R)Tj 6.96 0 0 6.96 174.5197 426.961 Tm 0.0007 Tc (EV)Tj 9 0 0 9 183.2796 426.961 Tm 0 Tc (.)Tj 6.96 0 0 6.96 185.6797 426.961 Tm ( )Tj 9 0 0 9 189.0396 426.961 Tm (E)Tj 6.96 0 0 6.96 194.6797 426.961 Tm -0.0076 Tc [(CO)-15.2(N)]TJ 9 0 0 9 210.3997 426.961 Tm 0 Tc (.)Tj 6.96 0 0 6.96 212.7997 426.961 Tm ( )Tj 9 0 0 9 216.2796 426.961 Tm (&)Tj 6.96 0 0 6.96 222.9996 426.961 Tm ( )Tj 9 0 0 9 226.4796 426.961 Tm (F)Tj 6.96 0 0 6.96 231.3997 426.961 Tm 0.0021 Tc (IN)Tj 9 0 0 9 239.1996 426.961 Tm 0 Tc 0.1933 Tw [(.)-6.7( 723)13.3(,)6.7( 724 \(1999\) \(r)13.3(e)-6.7(p)-6.7(orting)13.3( on a)13.3( )13.3(stu)-6.7(d)-6.7(y)6.7( that fo)13.3(u)-6.7(n)0(d)6.7( that)13.3( )]TJ -10.8 -1.1067 TD 0.1267 Tw [(p)-6.7(o)0(v)-6.7(e)-6.7(r)0(t)13.3(y)-6.7( rat)13.3(e)-6.7(s)0( are)6.7( highe)-6.7(r for)13.3( w)13.3(o)0(m)-6.7(e)-6.7(n)0( than )13.4(m)-6.7(e)-6.7(n)13.3( in se)6.7(v)-6.7(e)-6.7(n)13.3( of t)13.3(h)0(e)-6.7( e)-6.7(ight )13.4(e)-6.7(c)-6.7(ono)13.3(m)-6.7(i)0(c)-6.7(all)13.3(y)6.7( )]TJ 0 -1.12 TD 0.1133 Tw [(ad)-6.7(v)-6.7(anc)6.7(e)-6.7(d)-6.7( )13.3(c)-6.7(o)0(u)-6.7(ntri)13.3(e)-6.7(s)0( inc)-6.7(l)13.3(u)-6.7(d)6.7(e)-6.7(d)-6.7( i)13.3(n)0( the)-6.7( stu)-6.7(d)6.7(y)-6.7(\);)-6.7( )]TJ /F3 1 Tf 19.5467 0 TD 0 Tw [(id)-6.7(.)]TJ /F1 1 Tf 1.0667 0 TD 0.1133 Tw [( at 727 \(re)6.7(p)-6.7(o)0(r)13.3(ting a p)-6.7(o)0(v)-6.7(e)-6.7(r)0(t)13.3(y)-6.7( rate)-6.7( in)13.3( )]TJ -20.6133 -1.1067 TD 0.0333 Tw [(1997 of 11%)-6.7( for)13.3( white)6.7( A)6.7(m)-6.7(e)-6.7(r)0(i)13.3(c)-6.7(a)13.3(ns,)-6.7( c)-6.7(o)13.3(m)-6.7(p)-6.7(a)0(r)13.3(e)-6.7(d)6.7( to 26.)-6.7(5)13.3(%)-6.7( a)13.3(m)-6.7(ong)13.3( blac)-6.7(k )13.3(A)-6.7(m)6.7(e)-6.7(ric)-6.7(ans an)13.3(d)6.7( )]TJ T* 0.14 Tw [(27.)-6.7(1%)-6.7( a)13.3(m)-6.7(ong H)-6.7(i)0(s)13.3(p)-6.7(anic)-6.7(s\))13.3(;)-6.7( Sha)13.3(ri Brotm)-6.7(an,)-6.7( )]TJ /F3 1 Tf 19.0667 0 TD [(T)13.3(h)-6.7(e)-6.7( )13.3(I)-6.7(ncid)6.7(e)-6.7(nce)-6.7( )13.3(o)-6.7(f)0( Po)6.7(ve)-6.7(r)-6.7(t)0(y)6.7( Amo)-6.7(ng S)13.3(e)-6.7(nio)6.7(r)-6.7(s)-6.7( in)26.7( )]TJ -19.0667 -1.12 TD 0.0333 Tw [(C)-6.7(a)-6.7(n)0(a)6.7(d)-6.7(a)-6.7(:)13.3( Ex)-6.7(p)13.3(l)-6.7(o)6.7(r)-6.7(ing t)13.3(h)-6.7(e)-6.7( )13.3(I)-6.7(mpa)-6.7(ct)13.3( o)-6.7(f)0( )13.3(Ge)-6.7(nd)-6.7(e)6.7(r)-6.7(, Et)13.3(h)-6.7(nicity)6.7( &)-6.7( R)13.3(a)-6.7(ce)]TJ /F1 1 Tf 23.4267 0 TD [(,)-6.7( 17 C)]TJ 6.96 0 0 6.96 375.9996 376.921 Tm -0.0221 Tc 0 Tw (AN)Tj 9 0 0 9 385.7196 376.921 Tm 0 Tc (.)Tj 6.96 0 0 6.96 388.1196 376.921 Tm ( )Tj 9 0 0 9 390.1596 376.921 Tm 0.0067 Tc (J.)Tj 6.96 0 0 6.96 395.6796 376.921 Tm 0 Tc ( )Tj 9 0 0 9 397.7196 376.921 Tm (A)Tj 6.96 0 0 6.96 403.7196 376.921 Tm 0.0002 Tc (GING)Tj 9 0 0 9 421.8397 376.921 Tm 0 Tc 0.0333 Tw [( 166 \(1998\);)20( )]TJ -31.0933 -1.1067 TD 0.02 Tw [(J)-6.7(oanna K)6.7(u)-6.7(rc)6.7(z)-6.7(e)-6.7(wska)13.3(,)-6.7( )]TJ /F3 1 Tf 8.8933 0 TD [(C)-6.7(o)-6.7(n)0(t)13.3(e)-6.7(mpo)6.7(r)-6.7(a)6.7(r)-6.7(y)-6.7( Eu)13.3(r)-6.7(o)-6.7(p)13.3(e)-6.7(-Eth)-6.7(niciz)13.3(a)-6.7(tio)-6.7(n)13.3( o)-6.7(f)13.3( Po)-6.7(v)13.3(e)-6.7(r)-6.7(t)13.3(y)]TJ /F1 1 Tf 17.8933 0 TD [(,)6.7( 125 P)]TJ 6.96 0 0 6.96 409.7196 366.961 Tm 0.0076 Tc 0 Tw [(OL)6.9(I)5.5(S)10.4(H )]TJ 9 0 0 9 433.5996 366.961 Tm 0 Tc (S)Tj 6.96 0 0 6.96 438.2797 366.961 Tm 0.0076 Tc (OC)Tj 9 0 0 9 448.7197 366.961 Tm 0 Tc (.)Tj 6.96 0 0 6.96 451.1196 366.961 Tm ( )Tj 9 0 0 9 453.0396 366.961 Tm (R)Tj 6.96 0 0 6.96 459.0396 366.961 Tm 0.0007 Tc (EV)Tj 9 0 0 9 467.7997 366.961 Tm -0.02 Tc (. )Tj -36.2 -1.1067 TD 0 Tc 0.0067 Tw [(73 )-13.3(\(1999\);)-6.7( )-13.3(Marta T)-6.7(i)0(e)-6.7(n)13.3(d)-6.7(a)0( &)-6.7( L)-6.7(e)-6.7(i)13.3(f )-13.3(J)-6.7(e)-6.7(n)0(s)13.3(e)-6.7(n,)6.7( )]TJ /F3 1 Tf 17.48 0 TD 0.02 Tw [(Po)-6.7(v)13.3(e)-6.7(r)-6.7(t)13.3(y)-6.7( &)6.7( Mino)6.7(r)-6.7(itie)6.7(s)-6.7(:)0( A)13.3( Q)-6.7(u)0(a)6.7(r)-6.7(te)6.7(r)-6.7( )13.3(C)-6.7(e)-6.7(ntu)13.3(r)-6.7(y)-6.7( P)13.3(r)-6.7(o)-6.7(f)0(i)13.3(l)-6.7(e)20( )]TJ -17.48 -1.12 TD 0.0067 Tc 0.36 Tw [(of)6.7( C)13.4(o)0(l)13.4(o)0(r)13.4( an)20(d S)6.7(o)0(c)6.7(i)20(oec)20(on)6.7(om)6.7(i)6.7(c)20( Di)20(s)13.4(adv)6.7(an)6.7(t)20(a)0(g)6.7(e)]TJ /F1 1 Tf 17.6133 0 TD 0 Tw (, )Tj /F3 1 Tf 0.8933 0 TD 0 Tc (in)Tj /F1 1 Tf 0.8267 0 TD 0.3667 Tc ( D)Tj 6.96 0 0 6.96 328.3596 346.921 Tm 0.0009 Tc (IVIDED )Tj 9 0 0 9 357.5197 346.921 Tm 0 Tc (O)Tj 6.96 0 0 6.96 364.9597 346.921 Tm -0.0037 Tc [(P)-9.9(P)-9.9(O)-11.3(RTUNI)-23(TI)-5.8(E)-4.4(S)]TJ 9 0 0 9 416.3196 346.921 Tm 0 Tc (:)Tj 6.96 0 0 6.96 418.7196 346.921 Tm ( )Tj 9 0 0 9 423.7596 346.921 Tm (M)Tj 6.96 0 0 6.96 431.6796 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(A)Tj 6.96 0 0 6.96 188.6797 265.921 Tm -0.0024 Tc [(MERI)-21.7(C)-12.1(A)]TJ 9 0 0 9 215.6797 265.921 Tm 0 Tc 0.1 Tw [( 147-65)-13.3( \(19)-13.3(89\) \(c)-6.7(onsid)-6.7(e)-6.7(ring the)-6.7( e)-6.7(x)13.3(p)-6.7(e)-6.7(r)0(i)13.3(e)-6.7(n)13.3(c)-6.7(e)-6.7(s)0( of wom)-6.7(e)-6.7(n)0( d)6.7(e)-6.7(btors)13.3( )]TJ -8.1867 -1.1067 TD 0.0067 Tw [(in the)-6.7( U)-6.7(.)-6.7(S)13.3(.)-6.7( bankru)-6.7(p)-6.7(t)13.3(c)-6.7(y)-6.7( s)13.3(y)-6.7(ste)6.7(m)-6.7(\))13.3( [he)-6.7(re)-6.7(inafte)-6.7(r )13.4(A)]TJ 6.96 0 0 6.96 321.2796 255.961 Tm -0.0028 Tc 0 Tw (S )Tj 9 0 0 9 326.7997 255.961 Tm 0 Tc (W)Tj 6.96 0 0 6.96 334.9597 255.961 Tm 0.0007 Tc (E )Tj 9 0 0 9 341.1996 255.961 Tm 0 Tc (F)Tj 6.96 0 0 6.96 346.1196 255.961 Tm 0.0076 Tc [(OR)12.4(G)6.2(I)5.5(V)9.7(E)6.9( )]TJ 9 0 0 9 374.7997 255.961 Tm 0 Tc (O)Tj 6.96 0 0 6.96 382.1196 255.961 Tm -0.0045 Tc (UR )Tj 9 0 0 9 393.9996 255.961 Tm 0 Tc (D)Tj 6.96 0 0 6.96 400.7196 255.961 Tm -0.0048 Tc [(E)-5.5(B)-2.7(TO)-29.6(RS)]TJ 9 0 0 9 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Tw (29)Tj 11.04 0 0 11.04 359.9196 535.561 Tm -0.0015 Tc 0.2198 Tw [( and wo)-6.7(men)11.5(’)-5.8(s l)6.8(i)-4.1(mite)9.4(d)13.3( )]TJ -19.7391 -1.1739 TD -0.001 Tc 0.0019 Tw [(so)-6.2(cial netw)8.6(o)-6.2(r)7.7(ks.)]TJ 5.52 0 0 5.52 217.2397 528.121 Tm 0.0017 Tc 0 Tw (30)Tj 11.04 0 0 11.04 222.9996 522.601 Tm 0 Tc ( )Tj 9.96 0 0 9.96 141.9996 504.481 Tm ( )Tj ET 140.56 501.721 330.84 -0.72 re f BT /F3 1 Tf 9 0 0 9 141.9996 489.001 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 493.561 Tm 0.0063 Tc (26)Tj /F3 1 Tf 9 0 0 9 162.0396 489.001 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.6933 0 TD 0 Tc 0.3933 Tw [(D)-6.7(alia )13.3(G)-6.7(ord)-6.7(on)13.3( &)-6.7( )13.3(E)-6.7(ste)-6.7(r)13.3( )13.3(T)-6.7(olid)-6.7(o,)6.7( T)-6.7(h)13.3(e)-6.7( S)13.3(m)-6.7(all B)13.3(u)-6.7(sine)-6.7(ss )13.3(E)-6.7(nte)-6.7(rp)-6.7(ris)13.3(e)-6.7(-Se)-6.7(lf-)]TJ -4.92 -1.12 TD 0.0021 Tc 0.3379 Tw [(Emplo)15.4(y)-4.6(e)8.8(d)-4.6( in)15.4( the)8.8( Social)15.4( Se)8.8(c)8.8(u)-4.6(rity )13.3(Ad)]TJ 16.9733 0 TD 0.0008 Tc 0.3392 Tw [(ministration,)7.5( 13 \()14.1(D)-5.9(is)14.1(cussion )13.3(Pap)7.5(e)-5.9(r of)14.1( the)7.5( )]TJ -16.9733 -1.1067 TD 0 Tc 0.1133 Tw [(R)-6.7(e)-6.7(s)0(e)-6.7(a)0(r)13.3(c)-6.7(h )13.3(&)-6.7( P)-6.7(lanning)13.3( u)-6.7(nit of t)13.3(h)0(e)-6.7( Soc)-6.7(ial S)13.3(e)-6.7(c)6.7(u)-6.7(rity)6.7( A)6.7(d)-6.7(m)-6.7(inistrat)13.3(ion,)-6.7( 1996\) \(re)6.7(p)-6.7(ortin)13.3(g)13.3( )]TJ T* 0.4067 Tw [(that 20%)-6.7( of th)13.3(e)-6.7( e)-6.7(ntr)13.3(e)-6.7(p)-6.7(r)13.3(e)-6.7(n)0(e)6.7(u)-6.7(rs in Israe)-6.7(l)13.3( re)-6.7(gist)13.3(e)-6.7(r)0(e)6.7(d)-6.7( with)13.3( the)-6.7( Soc)-6.7(ial)13.3( Se)6.7(c)-6.7(u)-6.7(rit)13.3(y)6.7( )]TJ 0 -1.12 TD 0.22 Tw [(A)-6.7(d)-6.7(m)-6.7(inistration)13.3( we)-6.7(r)13.3(e)-6.7( wom)6.7(e)-6.7(n\);)6.7( )]TJ /F3 1 Tf 13.92 0 TD 0.0067 Tc 0.2133 Tw [(se)13.4(e a)13.4(l)0(s)13.4(o)]TJ /F1 1 Tf 3.0267 0 TD 0 Tc 0.22 Tw [( T)-6.7(a)13.3(m)-6.7(m)6.7(y)-6.7( L)6.7(e)-6.7(re)-6.7(nthal)13.3( &)6.7( Noah L)-6.7(e)-6.7(win-)13.3(E)-6.7(p)-6.7(s)0(t)13.3(e)-6.7(in,)20( )]TJ /F3 1 Tf -16.9467 -1.1067 TD 0.0067 Tc 0.0266 Tw [(Ha’)6.7(H)13.4(e)0(b)13.4(e)0(t)6.7( )13.3(Ha)13.4(Ch)13.4(ev)6.7(r)13.4(a)0(t)6.7(i)6.7( S)6.7(h)13.4(el)13.4( Y)13.4(a)0(z)6.7(a)0(m)20(u)6.7(t)6.7( Na)13.4(shi)6.7(m)6.7( B)20(e)0(’)6.7(Y)0(i)20(s)0(r)13.4(a)0(e)13.4(l)0(:)6.7( E)6.7(m)20(dot)6.7( )13.3(VeA)20(r)13.4(c)6.7(hei)6.7( A)6.7(v)20(od)13.4(a S)6.7(h)13.4(el)13.4( N)13.4(a)0(s)13.4(h)0(i)6.7(m)]TJ /F1 1 Tf 36.44 0 TD 0 Tc 0 Tw ( )Tj -36.44 -1.1067 TD ([)Tj /F3 1 Tf 0.44 0 TD 0.0067 Tc 0.0266 Tw [(G)6.7(e)0(n)6.7(d)0(e)13.4(r)0( )13.3(an)6.7(d B)6.7(u)20(si)6.7(n)6.7(e)13.4(ss:)6.7( P)20(a)0(t)6.7(t)6.7(e)13.4(rn)6.7(s )13.3(of)20( W)6.7(ork)6.7( )13.3(Va)13.4(lu)6.7(e)13.4(s)0( an)20(d O)13.4(r)0(i)6.7(e)0(n)6.7(t)20(at)6.7(i)6.7(o)0(n)20(s)]TJ /F1 1 Tf 25.2667 0 TD 0 Tc 0.0333 Tw [(] 2)13.3( \(G)-6.7(old)-6.7(a M)13.3(e)-6.7(ir Inst.)-6.7( for)13.3( )]TJ -25.7067 -1.12 TD 0.18 Tw [(Soc)-6.7(.)-6.7( and)-6.7( L)-6.7(abor )13.3(R)-6.7(e)-6.7(s)13.3(e)-6.7(arc)-6.7(h at )13.3(T)-6.7(e)-6.7(l-A)6.7(v)-6.7(i)0(v)-6.7( )13.3(U)-6.7(niv)6.7(.)-6.7( e)-6.7(d)6.7(.)-6.7(,)-6.7( 1996\) \(re)6.7(p)6.7(orting that wom)-6.7(e)-6.7(n)0( in )]TJ 0 -1.1067 TD 0.0027 Tc 0.244 Tw [(Israel mak)16(e)-4( u)9.4(p)-4( 20)16(% of the)9.4( s)16(e)-4(lf-em)9.4(p)-4(loy)9.4(ed)9.4( po)16(pulation\))16(. )13.4(H)9.4(owever)16(, wo)16(men ha)16(ve)9.4( )]TJ T* 0 Tc 0.34 Tw [(inc)-6.7(re)-6.7(ase)6.7(d)-6.7( th)13.3(e)-6.7(ir r)13.3(e)-6.7(p)-6.7(r)13.3(e)-6.7(s)0(e)-6.7(ntatio)13.3(n in the)-6.7( )13.3(e)-6.7(ntre)6.7(p)-6.7(r)0(e)-6.7(n)13.3(e)-6.7(u)-6.7(rshi)13.3(p)-6.7( s)13.3(e)-6.7(c)-6.7(tor )13.3(d)-6.7(u)-6.7(ring)13.3( the)-6.7( last)26.7( )]TJ 0 -1.12 TD 0.18 Tw [(twe)-6.7(nty)-6.7( y)6.7(e)-6.7(ars.)-6.7( )]TJ /F3 1 Tf 6.56 0 TD 0 Tw [(Se)6.7(e)-6.7( )]TJ /F1 1 Tf 1.6 0 TD 0.18 Tw [(Yoram)-6.7( B)13.3(e)-6.7(n-)13.3(P)-6.7(orath,)-6.7( Se)-6.7(lf-)13.3(E)-6.7(m)6.7(p)-6.7(loy)6.7(e)-6.7(d)-6.7( an)13.3(d)-6.7( W)6.7(age)-6.7( E)-6.7(arne)-6.7(rs in Israe)-6.7(l)13.3(:)6.7( )]TJ -8.16 -1.1067 TD 0.06 Tw [(F)-6.7(ind)-6.7(ings fro)13.3(m)-6.7( the)-6.7( C)13.3(e)-6.7(nsu)-6.7(s of)13.3( P)6.7(o)0(p)-6.7(u)-6.7(lation 1972)13.3(,)-6.7( in 30)]TJ 6.96 0 0 6.96 348.2796 378.961 Tm 0 Tw ( )Tj 9 0 0 9 350.6796 378.961 Tm (S)Tj 6.96 0 0 6.96 355.3596 378.961 Tm -0.0046 Tc 0.0894 Tw [(TUD)-6(I)-6.7(E)-5.3(S)-1.8( I)-6.7(N)-3.2( TH)-12.2(E)-5.3( )]TJ 9 0 0 9 410.5596 378.961 Tm 0 Tc 0 Tw (P)Tj 6.96 0 0 6.96 415.8397 378.961 Tm 0.0074 Tc 0.0774 Tw [(OPU)11.5(L)6.7(A)12.2(T)12.2(I)5.3(ON)8.8( OF)12.9( )]TJ 9 0 0 9 141.9996 369.001 Tm 0 Tc 0 Tw (I)Tj 6.96 0 0 6.96 145.2397 369.001 Tm -0.0038 Tc [(SRA)-16.2(E)-4.5(L)]TJ 9 0 0 9 166.7197 369.001 Tm 0 Tc 0.06 Tw [( 245,)-6.7( 248 \(U)-6.7(sie)-6.7(l O)-6.7(.)-6.7( Sc)-6.7(h)13.3(m)-6.7(e)-6.7(l)0(z)-6.7( )13.3(&)-6.7( G)-6.7(a)13.3(d)-6.7( Nathan e)-6.7(d)-6.7(s)13.3(.)-6.7(,)-6.7( 1986)13.3(\) \(“Se)-6.7(lf-e)-6.7(m)6.7(p)-6.7(loy)6.7(m)-6.7(e)-6.7(nt is)26.7( )]TJ -2.7467 -1.12 TD 0.0021 Tc 0.0979 Tw [(quite rare among wom)8.8(en. )]TJ 11.9333 0 TD 0.0011 Tc 0.0989 Tw [( In 1972, 87.4% of the)]TJ 10.1467 0 TD 0.0039 Tc 0.0961 Tw [( self e)10.6(mplo)17.2(yed w)17.2(e)-2.8(re m)10.6(e)-2.8(n )106.7(. )106.7(. )106.7(. )106.7(.”\).)23.9( )]TJ -22.08 -1.1067 TD 0 Tc 0.4333 Tw [(Sim)-6.7(ilar to th)13.3(e)-6.7( re)-6.7(lati)13.3(v)-6.7(e)-6.7(l)13.3(y)-6.7( n)13.3(e)6.7(gligible)-6.7( fe)6.7(m)-6.7(ale)6.7( c)-6.7(o)13.3(m)-6.7(p)-6.7(osition)13.3( of the)-6.7( s)13.3(e)-6.7(lf-e)6.7(m)-6.7(p)-6.7(l)0(o)13.3(y)-6.7(e)6.7(d)6.7( )]TJ T* 0.0867 Tw [(p)-6.7(o)0(p)-6.7(u)-6.7(lation)13.3( in Israe)-6.7(l \(a)13.3(p)-6.7(p)-6.7(roxi)13.3(m)-6.7(ate)-6.7(ly)6.7( one)-6.7(-fifth\))13.3(,)-6.7( fe)6.7(m)-6.7(ale)-6.7(s in Is)13.3(rae)-6.7(li bankru)6.7(p)-6.7(t)0(c)6.7(y)-6.7( m)-6.7(a)0(k)26.7(e)6.7( )]TJ 0 -1.12 TD 0.0067 Tc 0.28 Tw [(up a)20( m)13.4(e)0(r)6.7(e)13.4( 1)6.7(6)6.7(.)0(2)20(%)0( o)6.7(f)6.7( t)6.7(h)20(e s)20(e)0(l)6.7(f)20(-)6.7(empl)6.7(o)20(y)0(e)13.4(d)0( w)6.7(h)20(er)6.7(ea)6.7(s)20( ma)6.7(l)20(e)0(s)6.7( )13.4(ma)20(k)6.7(e)0( u)13.4(p)0( 8)6.7(3)20(.3)6.7(%)13.4( o)6.7(f)6.7( t)6.7(h)6.7(e)13.4( )]TJ 0 -1.1067 TD 0 Tc 0.0067 Tw [(bankru)-6.7(p)-6.7(t)0(c)6.7(y)-6.7( )13.4(p)-6.7(e)-6.7(tition)13.3(e)-6.7(rs in)13.3( the)6.7( s)13.3(a)0(m)-6.7(p)-6.7(l)0(e)6.7(.)]TJ 4.56 0 0 4.56 288.6396 323.521 Tm 0 Tw ( )Tj /F3 1 Tf 9 0 0 9 141.9996 307.921 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 312.481 Tm 0.0063 Tc (27)Tj /F3 1 Tf 9 0 0 9 162.0396 307.921 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )626.7(su)6.7(p)6.7(r)13.4(a )]TJ /F1 1 Tf 4.8 0 TD 0 Tc 0.0067 Tw [(not)13.3(e)-6.7( 21)13.3(.)]TJ 4.56 0 0 4.56 237.0396 312.481 Tm 0 Tw ( )Tj /F3 1 Tf 9 0 0 9 141.9996 297.001 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 301.561 Tm 0.0063 Tc (28)Tj /F3 1 Tf 9 0 0 9 162.0396 297.001 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.48 0 TD 0.16 Tw [(Ta)20(mm)13.4(y Ler)20(e)]TJ 5.7333 0 TD 0.0019 Tc 0.1648 Tw [(nthal, Nashi)15.2(m)8.6( Ve’Asaki)15.2(m: D)8.6(e)-4.8(fosei )]TJ 15.7067 0 TD 0.1514 Tw [(Histatfut Ve’Segr)15.2(e)-4.8(gazia)15.2( )]TJ -26.1467 -1.12 TD 0 Tc 0.26 Tw [([G)-6.7(e)-6.7(n)0(d)6.7(e)-6.7(r an)13.3(d)-6.7( B)13.3(u)-6.7(sine)-6.7(ss)13.3(:)-6.7( )13.3(P)-6.7(atte)-6.7(r)13.3(ns of P)-6.7(arti)13.3(c)-6.7(i)0(p)-6.7(ation)13.3( and)6.7( Se)-6.7(gr)13.3(e)6.7(gation] 3 \(F)6.7(e)-6.7(bru)-6.7(ar)13.3(y)-6.7(,)20( )]TJ 0 -1.1067 TD 0.1133 Tw [(1995\) \(u)-6.7(np)-6.7(u)-6.7(blish)13.3(e)-6.7(d)-6.7( m)-6.7(a)0(n)13.3(u)-6.7(sc)-6.7(ri)13.3(p)-6.7(t)0(,)-6.7( on file)-6.7( with the)-6.7( D)-6.7(a)0(v)-6.7(i)0(d)-6.7( )13.3(H)-6.7(o)0(r)13.3(owitz)-6.7( Institu)-6.7(te)-6.7( for the)6.7( )]TJ T* 0.8467 Tw [(R)-6.7(e)-6.7(s)0(e)-6.7(a)0(r)13.3(c)-6.7(h of )13.4(D)-6.7(e)6.7(v)-6.7(e)-6.7(l)0(o)13.3(p)-6.7(ing )13.4(Cou)-6.7(ntrie)-6.7(s 1995\) \()13.3(c)-6.7(onte)-6.7(n)13.3(d)-6.7(i)13.3(ng that the)-6.7( 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R)]TJ 9 0 0 9 255.7596 626.641 Tm 0.0067 Tc 0 Tw [(ELI)20(GI)6.7(ON)20( )]TJ 11.04 0 0 11.04 296.6796 626.641 Tm -0.0078 Tc [(AN)-8.7(D)]TJ 9 0 0 9 320.4396 626.641 Tm 0 Tc ( )Tj 11.04 0 0 11.04 322.7196 626.641 Tm (B)Tj 9 0 0 9 329.7997 626.641 Tm 0.0067 Tc [(AN)20(KR)13.4(UP)13.4(TC)6.7(Y)]TJ 11.04 0 0 11.04 383.4396 626.641 Tm 0 Tc ( )Tj -19.8804 -2 TD 0.0013 Tc 0.0757 Tw [(Israel is sp)5.2(lit)6.1( re)12.2(lig)10.4(iou)5.2(s)2.6(l)9.6(y)-2.6( )10.9(bet)6.1(w)0(een)]TJ 14.2391 0 TD -0.0005 Tc 0.0666 Tw [( )-10.9(Jews, Mo)-5.7(s)11.7(l)-3.1(ems, C)-5.3(h)1.7(ristians )-10.9(and)14.3( )]TJ -16.2283 -1.1739 TD 0.0002 Tc 0 Tw (Druze.)Tj 5.52 0 0 5.52 173.9196 597.121 Tm 0.0017 Tc (56)Tj 11.04 0 0 11.04 179.6797 591.601 Tm -0.0014 Tc 0.0131 Tw [( In co)-6.6(ntrast to)-6.6( the)-12.3( Israeli Jews, the no)-6.6(n-Jewi)6.9(sh po)-6.6(pulatio)-6.6(n i)6.9(n)11.6( )]TJ -3.413 -1.1739 TD 0.1652 Tw [(Israel \(co)-6.5(m)0(m)10.9(o)-6.5(nl)7(y)-5.2( r)7.4(e)-1.3(ferr)7.4(ed to)-6.5( as A)6.5(r)-3.5(ab)-6.5(\) is)10.9( charac)13(teriz)-5.2(e)-1.3(d )10.9(b)-6.5(y)-5.2( a)11.3( more)9.6( )]TJ 0 -1.1848 TD 0.0011 Tc 0.4889 Tw [(ru)5(ral and)5( t)5.9(r)-1.1(ad)5(it)5.9(ional )10.9(orient)5.9(at)5.9(i)9.4(o)-4.1(n, highe)12(r)-1.1( f)5.9(e)1.1(rt)5.9(ilit)5.9(y rat)5.9(e)1.1(, p)5(o)6.8(ore)12(r)9.8( )]TJ 0 -1.1739 TD -0.0027 Tc 0.6231 Tw [(educati)-5.3(o)-7.9(nal)-5.3( achi)-5.3(eveme)8.2(n)-0.5(ts, l)-5.3(o)-7.9(w)-4(e)8.2(r)-4.9( o)-7.9(ccupati)-5.3(o)-7.9(n)-0.5(a)9.9(l)-5.3( pr)-4.9(esti)-5.3(g)-4.4(e)-2.7(, )10.8(l)-5.3(e)-2.7(sse)8.2(r )]TJ T* 0.001 Tc 0.2173 Tw [(inc)4.5(o)-4.2(me, and)4.9( inf)5.8(e)1(ri)9.3(or st)5.8(and)4.9(a)2.7(rd)4.9( of)5.8( living)10.1(.)]TJ 5.52 0 0 5.52 342.8796 545.161 Tm 0.0017 Tc 0 Tw (57)Tj 11.04 0 0 11.04 348.6396 539.641 Tm -0.0028 Tc 0.2211 Tw [( T)-5.8(h)-0.6(e A)-16.7(r)-5(ab)-8(s co)-8(nsti)-5.4(tute)8.1(d)12( )]TJ -18.7174 -1.1848 TD 0.0013 Tc 0.217 Tw [(20% )10.9(of)6.1( t)6.1(h)3.5(e Israeli p)5.2(o)-3.9(p)5.2(u)16.1(lat)6.1(i)-1.3(on in 1)10.4(996.)]TJ 5.52 0 0 5.52 338.1996 532.081 Tm 0.0017 Tc 0 Tw (58)Tj 11.04 0 0 11.04 343.9597 526.561 Tm 0.2183 Tc [( H)223.1(o)213.1(w)217(e)229.2(v)214.4(e)229.2(r)216.1(,)217.4( i)215.7(n)220.5( t)223.1(h)220.5(e)218.3( I)219.6(s)219.6(r)216.1(a)220(e)218.3(l)226.6(i)226.6( )]TJ -18.2935 -1.1739 TD -0.0028 Tc 0.0037 Tw [(b)-8(a)-1.1(nk)-4.5(r)-5(uptcy)-6.7( sample, Ar)-5(abs made up o)-8(n)-0.6(ly)-6.7( 5)6.3(%)-5( )10.9(o)-8(f)2( the po)-8(pul)-5.4(ati)-5.4(o)-8(n.)]TJ 5.52 0 0 5.52 442.2396 519.121 Tm 0.0017 Tc 0 Tw (59)Tj 11.04 0 0 11.04 447.9996 513.601 Tm 0 Tc ( )Tj -25.7283 -1.1739 TD 0.0013 Tc 0.3909 Tw [(While)12.2( t)6.1(h)3.5(e c)4.8(o)7(mp)5.2(osit)6.1(i)9.6(o)-3.9(n)14.3( of)6.1( )10.9(Ara)13.9(b)-3.9(s in)14.3( t)6.1(h)3.5(e Isra)13.9(e)12.2(li )10.9(bankru)5.2(p)5.2(t)6.1(c)4.8(y)8.3( )]TJ -1.9891 -1.1848 TD -0.0007 Tc 0.1103 Tw [(sample was)11.5( small)7.6(, there)10.2( )10.9(seems to hav)-4.6(e)10.2( b)-5.9(e)10.2(en e)10.2(v)-4.6(en)12.3( fewer )10.9(o)-5.9(f)4.1( them)11.5( in)12.3( )]TJ 0 -1.1739 TD -0.0005 Tc 0.2731 Tw [(b)-5.7(a)1.2(nkruptcy twenty-fi)7.8(v)-4.4(e y)6.5(e)-0.5(ars earl)7.8(ier.)]TJ 5.52 0 0 5.52 321.8796 480.121 Tm 0.0017 Tc 0 Tw (60)Tj 11.04 0 0 11.04 327.6396 474.601 Tm -0.0002 Tc 0.2728 Tw [( The incre)10.7(a)1.5(se in the Ara)23.3(b)5.5( )]TJ -16.8152 -1.1739 TD -0.0032 Tc 0.3084 Tw [(co)-8.4(mpo)-8.4(s)-1.9(i)-5.8(t)1.6(io)-8.4(n i)-5.8(n)-1( the b)-8.4(a)-1.5(n)9.8(k)-4.9(r)-5.4(uptcy)-7.1( sampl)-5.8(e)-3.2( po)-8.4(pul)-5.8(atio)-8.4(n ov)-7.1(er)-5.4( the l)-5.8(a)-1.5(st)12.5( )]TJ 0 -1.1848 TD 0.0009 Tc 0.0326 Tw [(t)5.7(w)-0.4(ent)5.7(y)-3(-f)5.7(ive )10.9(years s)13.1(eems t)5.7(o)6.6( p)4.8(a)2.6(ralle)11.8(l t)5.7(h)3.1(eir )10.9(rec)4.4(e)0.9(nt)5.7( gr)9.6(o)6.5(w)-0.4(ing p)4.8(a)2.6(rt)5.7(ic)15.2(ip)4.8(at)5.7(io)6.6(n)13.9( )]TJ 0 -1.1739 TD 0.0005 Tc 0.0765 Tw [(in t)5.3(h)2.7(e ent)5.3(r)-1.7(ep)4.4(reneu)4.4(r)-1.7(ial sec)4(t)5.3(or in )]TJ 14.3696 0 TD -0.0007 Tc 0.0777 Tw [(Israel, which mak)8.4(e)-0.7(s up t)-6.8(h)1.5(e b)-5.9(u)3.2(lk o)-5.9(f)15( )]TJ -14.3696 -1.1739 TD -0.0031 Tc 0.2431 Tw [(the po)-8.3(pul)-5.7(ati)-5.7(o)-8.3(n)9.9( i)-5.7(n)9.9( the I)9.1(s)-1.8(r)-5.3(a)-1.4(el)-5.7(i b)-8.3(a)-1.4(n)9.9(k)-4.8(r)-5.3(uptcy)-7( sample.)]TJ 5.52 0 0 5.52 388.7196 428.161 Tm 0.0017 Tc 0 Tw (61)Tj 11.04 0 0 11.04 394.4796 422.641 Tm 0.0008 Tc 0.2392 Tw [( )10.9(Trad)4.7(it)5.6(i)9.1(o)-4.4(nall)9.1(y)7.8(,)10.8( )]TJ -22.8696 -1.1848 TD -0.0011 Tc 0.1324 Tw [(Arab)-6.3(s shi)7.2(e)-1.1(d away)-5( fro)-6.3(m)0.2( the entrepre)]TJ 16.0978 0 TD 0.0006 Tc 0.1307 Tw [(neu)4.5(r)-1.6(ial sec)4.1(t)5.4(o)6.2(r)-1.6( in Israel. Som)12.8(e)11.5( )]TJ -16.0978 -1.1739 TD -0.0037 Tc 0.1459 Tw [(hav)-7.6(e)-3.7( attr)-5.9(ib)-8.9(uted the tr)-5.9(aditi)-6.3(o)-8.9(nal)-6.3(l)4.6(y)-7.6( )]TJ 14.5978 0 TD -0.0007 Tc 0.1429 Tw [(l)7.6(o)-5.9(w)8.9( entrepren)12.3(e)-0.7(urial tendencies)11.5( i)7.6(n)12.3( )]TJ -14.5978 -1.1739 TD -0.0031 Tc 0.2757 Tw [(the A)-6.1(r)-5.3(ab secto)-8.3(r)-5.3( t)12.6(o)-8.3( i)-5.7(n)-0.9(fe)7.8(r)-5.3(i)-5.7(or)-5.3( eco)-8.3(n)9.9(o)-8.3(m)9.1(i)-5.7(c)0.4( i)-5.7(n)-0.9(fr)-5.3(astr)-5.3(u)11.7(c)0.4(tur)-5.3(e)-3.1( i)-5.7(n)-0.9( the A)-6.1(r)-5.3(a)9.5(b)2.6( )]TJ 0 -1.1848 TD 0.0013 Tc 0.0322 Tw [(villa)13.9(ges; )10.9(lo)7(wer ed)5.2(u)5.2(c)4.8(at)6.1(ion)14.3(a)3(l bac)4.8(k)10.4(gr)10(ou)5.2(nd)5.2( among t)6.1(h)14.3(e Ara)13.9(b)-3.9( p)5.2(o)-3.9(p)5.2(u)5.2(l)-1.3(at)6.1(i)9.6(o)-3.9(n)14.3(;)11.3( )]TJ 9.96 0 0 9.96 141.9996 348.481 Tm 0 Tc 0 Tw ( )Tj ET 140.56 345.721 330.84 -0.72 re f BT /F3 1 Tf 9 0 0 9 141.9996 333.001 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 337.561 Tm 0.0063 Tc (55)Tj /F3 1 Tf 9 0 0 9 162.0396 333.001 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )626.7(su)6.7(p)6.7(r)13.4(a )]TJ /F1 1 Tf 4.8 0 TD 0 Tc 0.0067 Tw [(not)13.3(e)-6.7( 35)13.3( and)6.7( ac)6.7(c)-6.7(o)0(m)6.7(p)-6.7(a)13.3(n)0(y)-6.7(ing te)-6.7(xt)13.3(.)-6.7( )]TJ /F3 1 Tf -7.0267 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 326.521 Tm 0.0063 Tc (56)Tj /F3 1 Tf 9 0 0 9 162.0396 321.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.3467 0 TD 0 Tc 0 Tw (N)Tj 6.96 0 0 6.96 189.9996 321.961 Tm 0.0076 Tc [(OA)12.4(H )]TJ 9 0 0 9 208.2397 321.961 Tm 0 Tc (L)Tj 6.96 0 0 6.96 213.8796 321.961 Tm 0.0004 Tc (EWIN)Tj 9 0 0 9 232.2397 321.961 Tm 0 Tc (-E)Tj 6.96 0 0 6.96 240.0396 321.961 Tm 0.0042 Tc [(PS)7(T)9(E)3.5(IN)5.6( )]TJ 9 0 0 9 266.5596 321.961 Tm 0 Tc (&)Tj 6.96 0 0 6.96 273.2796 321.961 Tm ( )Tj 9 0 0 9 275.4396 321.961 Tm (M)Tj 6.96 0 0 6.96 283.3596 321.961 Tm 0.0248 Tc [(OS)27.6(H)17.2(E)24.1( )]TJ 9 0 0 9 305.0797 321.961 Tm 0 Tc (S)Tj 6.96 0 0 6.96 309.7596 321.961 Tm -0.0014 Tc [(EMYO)-9(NO)-26.2(V)]TJ 9 0 0 9 345.1596 321.961 Tm 0 Tc (,)Tj 6.96 0 0 6.96 347.5596 321.961 Tm ( )Tj 9 0 0 9 349.7196 321.961 Tm (T)Tj 6.96 0 0 6.96 355.7196 321.961 Tm 0.0076 Tc [(HE)6.9( )]TJ 9 0 0 9 367.9597 321.961 Tm 0 Tc (A)Tj 6.96 0 0 6.96 373.9597 321.961 Tm -0.0039 Tc (RAB )Tj 9 0 0 9 389.6796 321.961 Tm 0 Tc (M)Tj 6.96 0 0 6.96 397.5996 321.961 Tm -0.0001 Tc 0.0504 Tw [(INO)-24.9(R)4.7(IT)4.7(Y I)-19.4(N)1.3( )]TJ 9 0 0 9 438.7596 321.961 Tm 0 Tc 0 Tw (I)Tj 6.96 0 0 6.96 441.9996 321.961 Tm -0.0048 Tc [(S)-19.3(RAE)-22.7(L)]TJ 9 0 0 9 463.5996 321.961 Tm 0 Tc (’)Tj 6.96 0 0 6.96 466.3596 321.961 Tm -0.0028 Tc (S )Tj 9 0 0 9 141.9996 312.001 Tm 0 Tc (E)Tj 6.96 0 0 6.96 147.6396 312.001 Tm -0.0076 Tc [(CO)-15.2(N)-6.2(O)-15.2(M)-6.9(Y)]TJ 9 0 0 9 178.8396 312.001 Tm 0 Tc (:)Tj 6.96 0 0 6.96 181.2397 312.001 Tm ( )Tj 9 0 0 9 183.0396 312.001 Tm (P)Tj 6.96 0 0 6.96 188.3196 312.001 Tm -0.0041 Tc 0.0027 Tw [(AT)-16.5(TE)-4.8(R)-16.5(N)-2.7(S O)-11.7(F)-15.8( )]TJ 9 0 0 9 233.1996 312.001 Tm 0 Tc 0 Tw (E)Tj 6.96 0 0 6.96 238.8397 312.001 Tm -0.0031 Tc [(TH)-10.7(NI)-5.2(C)-12.8( )]TJ 9 0 0 9 263.6796 312.001 Tm 0 Tc (I)Tj 6.96 0 0 6.96 266.9196 312.001 Tm -0.0017 Tc [(NEQ)-12(U)2.4(ALI)-21(T)3.1(Y )]TJ 9 0 0 9 309.0396 312.001 Tm 0 Tc (14-15)Tj 6.96 0 0 6.96 330.0396 312.001 Tm ( )Tj 9 0 0 9 331.8396 312.001 Tm [(\(1993\).)-6.7( )]TJ -21.0933 -1.2267 TD ( )Tj 4.56 0 0 4.56 157.2397 305.521 Tm 0.0063 Tc (57)Tj 9 0 0 9 162.0396 300.961 Tm 0 Tc ( )Tj /F3 1 Tf 0.88 0 TD 0.0067 Tc (Id)Tj /F1 1 Tf 0.8533 0 TD 0 Tc 0.0067 Tw [(.)6.7( at 14-17)13.3(.)-6.7( )]TJ /F3 1 Tf -3.96 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 294.481 Tm 0.0063 Tc (58)Tj /F3 1 Tf 9 0 0 9 162.0396 289.921 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.4933 0 TD 0 Tc 0 Tw (I)Tj 6.96 0 0 6.96 187.7197 289.921 Tm -0.0002 Tc [(SR)4.6(A)4.6(EL )]TJ 9 0 0 9 212.4397 289.921 Tm 0 Tc (C)Tj 6.96 0 0 6.96 218.5596 289.921 Tm -0.0048 Tc [(E)-5.5(N)-20.7(TR)-17.2(AL)-22.7( )]TJ 9 0 0 9 249.8797 289.921 Tm 0 Tc (B)Tj 6.96 0 0 6.96 255.6396 289.921 Tm 0.0131 Tc 0.2097 Tw [(UR)17.9(E)12.4(A)0.7(U)17.2( O)-11.7(F)18.6( )]TJ 9 0 0 9 296.4396 289.921 Tm 0 Tc 0 Tw (S)Tj 6.96 0 0 6.96 301.1196 289.921 Tm -0.0044 Tc [(T)-16.8(ATI)-23.7(STI)-23.7(C)3.2(S)]TJ 9 0 0 9 336.6396 289.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 339.0396 289.921 Tm ( )Tj 9 0 0 9 342.3996 289.921 Tm (S)Tj 6.96 0 0 6.96 347.1996 289.921 Tm -0.0048 Tc [(TA)-17.2(TI)-6.9(S)-19.3(T)0(I)-6.9(C)-14.5(AL)-5.5( )]TJ 9 0 0 9 391.3596 289.921 Tm 0 Tc (A)Tj 6.96 0 0 6.96 397.3596 289.921 Tm 0.012 Tc 0.2108 Tw [(BS)14.8(TR)16.8(AC)19.6(T OF)17.5( )]TJ 9 0 0 9 444.9996 289.921 Tm 0 Tc 0 Tw (I)Tj 6.96 0 0 6.96 448.3596 289.921 Tm -0.0024 Tc [(SR)-14.8(AEL)-20.3( )]TJ 9 0 0 9 141.9996 279.961 Tm 0 Tc 0.1133 Tw [(1997,)-6.7( 3 \(1998\) \(re)-6.7(p)-6.7(orting that)13.3( in 1996,)-6.7( J)-6.7(e)-6.7(ws )13.3(m)-6.7(a)0(d)6.7(e)-6.7( u)-6.7(p)-6.7( 80)13.3(.)-6.7(5)0(%)6.7( 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Tm 0.0063 Tc (72)Tj /F3 1 Tf 9 0 0 9 162.0396 348.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )480(i)20(d)0(.)]TJ /F1 1 Tf 3.5067 0 TD 0 Tc 0.14 Tw [( at)13.3( 96 \(“A)-6.7(nal)13.3(y)-6.7(sis of)13.3( the)6.7( )13.3(sou)-6.7(rc)-6.7(e)-6.7(s)13.3( of )13.3(c)-6.7(a)0(p)-6.7(ital)13.3( inv)6.7(e)-6.7(stm)6.7(e)-6.7(nt f)13.3(or the)-6.7( f)13.3(u)-6.7(rthe)-6.7(r)13.3( )]TJ -5.7333 -1.1067 TD 0.1533 Tw [(d)-6.7(e)-6.7(v)6.7(e)-6.7(lop)6.7(m)-6.7(e)-6.7(n)0(t)13.3( of )13.3(e)-6.7(xisting p)-6.7(lant)13.3(s,)-6.7( p)-6.7(r)13.3(e)-6.7(s)0(e)-6.7(n)0(t)13.3(e)-6.7(d)6.7( in table)6.7( 7.)-6.7(3)13.3(,)-6.7( r)13.3(e)-6.7(v)6.7(e)6.7(als that he)-6.7(r)13.3(e)-6.7( too,)6.7( the)20( )]TJ 0 -1.12 TD 0.0333 Tw [(p)-6.7(rop)-6.7(ortion of financ)-6.7(ing obtain)13.3(e)-6.7(d)-6.7( from)-6.7( banks an)13.3(d)-6.7( p)-6.7(riv)-6.7(at)13.3(e)-6.7( fina)13.3(nc)-6.7(ial sou)-6.7(rc)6.7(e)-6.7(s)0( is sm)-6.7(all)13.3(.)6.7( )40( )]TJ 0 -1.1067 TD 0.1133 Tw [(T)-6.7(h)0(e)-6.7( 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Tc 0 Tw (97)Tj 11.04 0 0 11.04 413.9196 513.601 Tm 0.0335 Tc [( A)30.5(s)34.8( a)35.2( )10.9(r)31.3(e)33.5(s)34.8(u)37.4(l)41.8(t)49.2( )]TJ -24.6304 -1.1739 TD -0.0004 Tc 0.0447 Tw [(o)-5.6(f)4.4( these tw)9.2(o)-5.6( wa)12.2(ves )10.8(o)-5.6(f)4.4( im)11.8(migrati)7.9(o)-5.6(n, Is)11.8(raeli)7.9( Jewish)12.6( )10.8(so)-5.6(ciety )10.8(is ethnical)7.9(l)7.9(y)6.6( )]TJ 0 -1.1848 TD -0.0029 Tc 0.0472 Tw [(di)-5.5(v)-6.8(i)-5.5(ded )10.8(b)-8.1(e)-2.9(tw)-4.2(een)10.1( Jew)-4.2(s)-1.6( )10.8(w)-4.2(h)10.1(o)-8.1( i)-5.5(m)9.3(mi)-5.5(g)6.2(r)-5.1(ated to)-8.1( Is)9.3(r)-5.1(a)-1.2(el)-5.5( fro)-8.1(m)-1.6( Euro)-8.1(pe,)7.1( N)7.1(o)-8.1(r)-5.1(t)1.9(h)10.1( )]TJ 0 -1.1739 TD -0.0006 Tc 0.2189 Tw [(America, and Australia )10.9(\()4.6(W)-2.8(esterner)]TJ 15.7283 0 TD -0.0029 Tc 0.2212 Tw [(s\) and tho)-8.1(s)-1.6(e fr)-5.1(o)-8.1(m)-1.6( A)-5.9(s)-1.6(i)-5.5(a)-1.2(,)-3.8( N)-3.8(o)2.8(r)-5.1(t)1.9(h)10.1( )]TJ -15.7283 -1.1739 TD -0.002 Tc 0.3072 Tw [(A)-5(f)2.8(r)-4.2(i)-4.6(ca, and the Mi)-4.6(ddl)-4.6(e)8.9( East \(Easter)-4.2(n)0.2(er)-4.2(s\).)]TJ 5.52 0 0 5.52 354.7596 467.161 Tm 0.0017 Tc 0 Tw (98)Tj 11.04 0 0 11.04 360.5197 461.641 Tm -0.0006 Tc 0.3058 Tw [( The Easterners ar)8.1(e)10.3( )]TJ -19.7935 -1.1848 TD -0.0012 Tc 0.0129 Tw [(characteriz)-5.1(e)-1.2(d by)-5.1( a mo)-6.4(re traditio)-6.4(nal )]TJ 15.5761 0 TD 0.0007 Tc 0.011 Tw [(ori)9(e)0.7(nt)5.5(at)5.5(ion, li)9(mit)5.5(e)0.7(d)4.6( ed)4.6(u)4.6(c)4.2(at)5.5(ion, a)13.3( )]TJ -15.5761 -1.1739 TD 0.0015 Tc 0.5972 Tw [(lowe)12.4(r st)6.3(and)5.4(a)3.2(rd)5.4( )10.9(of)6.3( l)9.8(i)-1.1(v)8.5(i)9.8(ng, la)14.1(rg)]TJ 14.7609 0 TD -0.0003 Tc 0.599 Tw [(er)8.4( famil)8(i)-2.9(es, )10.9(m)11.9(i)-2.9(nimal)8( eco)-5.5(n)12.7(o)-5.5(m)1(ic)14( )]TJ -14.7609 -1.1739 TD -0.0025 Tc 0.6012 Tw [(r)-4.7(e)-2.5(so)-7.7(ur)-4.7(ces, )10.9(l)-5.1(o)3.2(w)-3.8(e)-2.5(r)-4.7( )10.9(o)-7.7(ccupati)-5.1(o)-7.7(n)-0.3(al)-5.1( pr)-4.7(estig)-4.2(e)-2.5(, and l)-5.1(i)-5.1(m)-1.2(i)-5.1(t)2.3(ed per)-4.7(s)9.7(o)-7.7(n)-0.3(a)10.1(l)5.8( )]TJ 9.96 0 0 9.96 141.9996 397.441 Tm 0 Tc 0 Tw ( )Tj ET 140.56 394.681 330.84 -0.72 re f BT 9 0 0 9 141.9996 381.961 Tm 0.1267 Tw [(total d)-6.7(e)-6.7(bt ow)13.3(e)-6.7(d)6.7( by)-6.7( th)13.3(e)-6.7( )13.4(A)-6.7(rab p)6.7(e)-6.7(titione)-6.7(rs was 490)13.3(,)-6.7(871 NIS\))13.3(.)-6.7( )13.4(T)-6.7(his d)-6.7(iff)13.3(e)-6.7(r)0(e)-6.7(n)13.3(c)-6.7(e)-6.7( is)13.3( no)13.3(t)13.3( )]TJ 0 -1.1067 TD 0.0067 Tw [(statistic)-6.7(ally)-6.7( signifi)13.3(c)-6.7(ant.)]TJ 4.56 0 0 4.56 229.1197 376.561 Tm 0 Tw ( )Tj 9 0 0 9 141.9996 360.961 Tm ( )Tj 4.56 0 0 4.56 157.2397 365.521 Tm 0.0063 Tc (94)Tj 9 0 0 9 162.0396 360.961 Tm 0 Tc 0.18 Tw [( )-440(A)-6.7(fte)-6.7(r o)13.3(u)-6.7(tlie)-6.7(rs w)13.3(e)-6.7(re)-6.7( r)13.3(e)-6.7(m)-6.7(o)13.3(v)-6.7(e)6.7(d)-6.7(,)-6.7( )13.3(the)-6.7( av)6.7(e)-6.7(rage)-6.7( )13.3(d)-6.7(e)-6.7(bt-to-in)13.3(c)-6.7(o)0(m)6.7(e)-6.7( ra)13.3(tio am)-6.7(ong the)6.7( )]TJ -2.2267 -1.1067 TD 0.0008 Tc 0.0192 Tw [(Arab Israeli p)7.5(e)-5.9(titioners in )]TJ 11.48 0 TD 0.0017 Tc 0.0183 Tw [(the )13.3(bankruptc)8.4(y)-5( sam)8.4(ple was 9)15(.)-5(3, wit)15(h a median of 4.5)15(,)-5( and)21.7( )]TJ -11.48 -1.12 TD 0 Tc 0.1667 Tw [(a stand)-6.7(ard)-6.7( d)6.7(e)-6.7(v)-6.7(iation of 11.)-6.7(3 \()13.3(b)0(e)-6.7(fore)-6.7( ou)-6.7(tli)13.3(e)-6.7(rs we)-6.7(r)13.3(e)-6.7( re)-6.7(m)-6.7(o)13.3(v)-6.7(e)6.7(d)-6.7(,)6.7( the)-6.7( av)-6.7(e)-6.7(rag)13.3(e)-6.7( d)-6.7(e)-6.7(bt-to-)]TJ 0 -1.1067 TD 0.0467 Tw [(inc)-6.7(om)-6.7(e)6.7( ratio was)13.3( 10\).)-6.7( )13.4( In )13.4(c)-6.7(ontr)13.3(ast,)-6.7( afte)-6.7(r)13.3( ou)-6.7(tli)13.3(e)-6.7(rs w)13.3(e)-6.7(re)-6.7( r)13.3(e)-6.7(m)-6.7(o)13.3(v)-6.7(e)6.7(d)-6.7(,)-6.7( th)13.3(e)-6.7( a)13.3(v)-6.7(e)-6.7(rag)13.3(e)-6.7( )13.4(d)-6.7(e)-6.7(bt to)26.7( )]TJ T* [(inc)-6.7(om)-6.7(e)6.7( ratio a)13.3(m)-6.7(ong th)13.3(e)-6.7( )13.4(J)-6.7(e)-6.7(wis)13.3(h p)-6.7(e)-6.7(tition)13.3(e)-6.7(rs in)13.3( the)6.7( bankru)6.7(p)-6.7(t)0(c)6.7(y)-6.7( sam)6.7(p)-6.7(l)0(e)6.7( was 16)13.3(.)-6.7(5)0(,)6.7( wit)13.3(h)13.3( )]TJ 0 -1.12 TD [(a m)-6.7(e)-6.7(d)-6.7(ian of 11.)-6.7(86 \(be)-6.7(for)13.3(e)-6.7( ou)-6.7(tl)13.3(ie)-6.7(rs we)-6.7(re)-6.7( re)6.7(m)-6.7(o)0(v)6.7(e)-6.7(d)6.7(,)-6.7( the)-6.7( av)6.7(e)-6.7(rage)6.7( d)-6.7(e)-6.7(bt-to-inc)-6.7(o)13.3(m)-6.7(e)-6.7( ratio)13.3( )]TJ 0 -1.1067 TD 0.0067 Tw [(was 22.)-6.7(83\).)6.7( )13.4(T)-6.7(his )13.4(d)-6.7(iffe)-6.7(r)13.3(e)-6.7(nc)6.7(e)-6.7( is)13.3( )13.4(not statistic)-6.7(ally)6.7( signific)-6.7(ant)13.3(.)-6.7( )]TJ 0 -1.2267 TD 0 Tw ( )Tj 4.56 0 0 4.56 157.2397 294.481 Tm 0.0063 Tc (95)Tj 9 0 0 9 162.0396 289.921 Tm 0 Tc 0.1 Tw [( )-520(A)-6.7(fte)-6.7(r ou)-6.7(tli)13.3(e)-6.7(rs we)-6.7(re)-6.7( r)13.3(e)-6.7(m)-6.7(o)13.3(v)-6.7(e)6.7(d)-6.7(,)-6.7( t)13.3(h)0(e)-6.7( av)-6.7(e)-6.7(rag)13.3(e)-6.7( ne)-6.7(t-worth am)-6.7(ong t)13.3(h)0(e)-6.7( Israe)-6.7(li A)-6.7(rab)13.3( )]TJ -2.2267 -1.1067 TD 0.3 Tw [(p)-6.7(e)-6.7(titione)-6.7(rs in th)13.3(e)-6.7( bankru)6.7(p)-6.7(t)0(c)6.7(y)6.7( sam)-6.7(p)-6.7(l)0(e)-6.7( was -543)13.3(,)-6.7(995 NIS \(o)13.3(r -$155,)-6.7(427\),)-6.7( with a)13.3( )]TJ T* 0.0467 Tw [(m)-6.7(e)-6.7(d)-6.7(ian)13.3( of )]TJ /F4 1 Tf 4.8 0 TD 0 Tw (Š)Tj /F1 1 Tf 0.5467 0 TD 0.0467 Tw [(325)13.3(,)-6.7(543 NIS,)6.7( and)6.7( )13.4(a stand)-6.7(ard)6.7( d)6.7(e)-6.7(v)-6.7(iation)13.3( of 608)13.3(,)-6.7(7)0(8)13.3(0)0( \(be)-6.7(fore)6.7( ou)-6.7(tli)13.3(e)-6.7(rs w)13.3(e)-6.7(re)6.7( )]TJ -5.3467 -1.12 TD 0.0733 Tw [(re)-6.7(m)-6.7(o)0(v)6.7(e)-6.7(d)6.7(,)-6.7( th)13.3(e)-6.7( av)6.7(e)-6.7(rage)6.7( ne)-6.7(t-wort)13.3(h was -561,)-6.7(439 NIS\))13.3(.)-6.7( In )13.3(c)-6.7(ontr)13.3(ast,)-6.7( afte)-6.7(r o)13.3(u)-6.7(tlie)-6.7(rs)13.3( we)-6.7(r)13.3(e)6.7( )]TJ 0 -1.1067 TD 0.18 Tw [(re)-6.7(m)-6.7(o)0(v)6.7(e)-6.7(d)6.7(,)-6.7( th)13.3(e)-6.7( av)6.7(e)-6.7(rage)-6.7( n)13.3(e)-6.7(t-wor)13.3(th am)-6.7(ong the)-6.7( )13.3(J)-6.7(e)-6.7(wish )13.3(p)-6.7(e)-6.7(tition)13.3(e)-6.7(rs in the)-6.7( bankr)13.3(u)-6.7(p)-6.7(t)13.3(c)-6.7(y)20( )]TJ T* 0.0011 Tc 0.2322 Tw [(sample was -682,414 NIS \(or $194,975\), with )]TJ 21.1333 0 TD 0.0013 Tc 0.232 Tw (a median of -490,225 )Tj 10.28 0 TD 0.0019 Tc 0.2314 Tw [(NIS, and a)15.2( )]TJ -31.4133 -1.12 TD 0 Tc 0.1933 Tw [(stand)-6.7(ard)-6.7( )13.3(d)-6.7(e)6.7(v)-6.7(iation of 1,)-6.7(125)13.3(,)-6.7(2)13.3(06 \(be)-6.7(fore)-6.7( o)13.3(u)-6.7(tlie)-6.7(rs w)13.3(e)-6.7(re)-6.7( r)13.3(e)-6.7(m)6.7(o)0(v)-6.7(e)-6.7(d)6.7(,)-6.7( th)13.3(e)-6.7( av)6.7(e)-6.7(rage)-6.7( n)13.3(e)-6.7(t-)]TJ 0 -1.1067 TD 0.0067 Tw [(worth was -819,)-6.7(438)13.3( NIS\).)6.7( )13.4(T)-6.7(his )13.4(d)-6.7(iffe)-6.7(re)-6.7(n)13.3(c)-6.7(e)6.7( is not)13.3( statistic)-6.7(all)13.3(y)-6.7( sig)13.3(nific)-6.7(ant.)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 157.2397 213.481 Tm 0.0063 Tc (96)Tj /F3 1 Tf 9 0 0 9 162.0396 208.921 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.3333 0 TD 0 Tc 0 Tw (U)Tj 6.96 0 0 6.96 190.1197 208.921 Tm 0.0015 Tc (ZIEL )Tj 9 0 0 9 207.5197 208.921 Tm -0.0067 Tc (O.)Tj 6.96 0 0 6.96 217.2397 208.921 Tm 0 Tc ( )Tj 9 0 0 9 219.2796 208.921 Tm (S)Tj 6.96 0 0 6.96 223.9597 208.921 Tm 0.001 Tc 0.0321 Tw [(C)8.6(H)-6.6(MELZ E)-16.9(T)5.8( A)5.8(L)]TJ 9 0 0 9 275.3196 208.921 Tm 0.0067 Tc 0 Tw (.,)Tj 6.96 0 0 6.96 280.1196 208.921 Tm 0 Tc ( )Tj 9 0 0 9 282.1596 208.921 Tm (E)Tj 6.96 0 0 6.96 287.7997 208.921 Tm 0.01 Tc [(THN)11.4(I)7.9(C)17.6( )]TJ 9 0 0 9 312.7596 208.921 Tm 0 Tc (D)Tj 6.96 0 0 6.96 319.4796 208.921 Tm -0.0001 Tc [(IF)5.4(F)-11.8(E)-0.8(R)4.7(E)-18(NC)-9.8(ES )]TJ 9 0 0 9 362.9196 208.921 Tm 0 Tc (A)Tj 6.96 0 0 6.96 368.9196 208.921 Tm -0.0004 Tc [(MO)-8(NG )]TJ 9 0 0 9 393.2796 208.921 Tm 0 Tc (I)Tj 6.96 0 0 6.96 396.6396 208.921 Tm -0.0021 Tc [(SR)-14.5(AE)-20(LI )]TJ 9 0 0 9 422.7997 208.921 Tm 0 Tc (J)Tj 6.96 0 0 6.96 425.9196 208.921 Tm -0.0014 Tc (EWS)Tj 9 0 0 9 440.0797 208.921 Tm 0 Tc (:)Tj 6.96 0 0 6.96 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ethnic)13.7( o)5.1(v)-4.5(er)8.1(r)8.1(e)-0.6(presentatio)-5.8(n)1.6( )10.9(in)12.4( )]TJ -14.5 -1.1848 TD 0.0034 Tc 0.3127 Tw [(ba)5.1(n)5.6(k)1.7(ru)7.3(p)7.3(t)8.2(c)6.9(y)-0.5( wa)5.1(s)4.7( )-10.9(a)5.1(l)0.8(s)15.6(o)-1.8( ob)9.1(s)4.7(e)3.4(rve)3.4(d)7.3( in)]TJ 15.1413 0 TD -0.0011 Tc 0.3281 Tw [( the Un)11.9(ited S)8(t)3.7(ates fo)-6.3(r African-)]TJ -15.1413 -1.1739 TD -0.0027 Tc 0.0036 Tw [(A)-5.7(m)-1.4(er)-4.9(i)-5.3(c)0.8(ans,)7.3( b)-7.9(u)1.2(t n)10.3(o)-7.9(t fo)-7.9(r)-4.9( )10.9(o)-7.9(t)12.9(her)-4.9( mi)-5.3(n)10.3(o)-7.9(r)-4.9(i)-5.3(ties.)]TJ 5.52 0 0 5.52 333.9996 528.121 Tm 0.0017 Tc 0 Tw (107)Tj 11.04 0 0 11.04 342.6396 522.601 Tm 0 Tc ( )Tj -16.1848 -1.1739 TD -0.0012 Tc 0.2521 Tw [(One plausib)-6.4(l)-3.8(e )10.9(explanati)7.1(o)-6.4(n fo)-6.4(r )10.9(o)-6.4(v)]TJ 15.2826 0 TD -0.0008 Tc 0.2517 Tw [(errep)14(r)-3(esentatio)4.9(n)1.4( o)-6(f)4( Eastern)12.2( )]TJ -17.2717 -1.1848 TD 0.0004 Tc 0.37 Tw [(J)3.4(e)0.4(ws in t)5.2(h)2.6(e Israeli bankru)4.3(p)4.3(t)5.2(c)3.9(y)-3.5( samp)4.3(le is t)5.2(h)2.6(eir f)5.2(r)-1.8(agile f)5.2(i)-2.2(nanc)3.9(ia)13(l)8.7( )]TJ 0 -1.1739 TD 0.0009 Tc 0.2174 Tw [(c)4.4(o)-4.3(nd)4.8(it)5.7(ion.)10.9( A)8.7(m)2.2(on)13.9(g Isra)13.5(e)0.9(li J)3.9(e)0.9(ws)13.1(, East)5.7(erne)11.8(rs hav)7.9(e)11.8( lo)6.6(wer h)13.9(o)-4.3(u)4.8(s)2.2(eh)13.9(old)15.7( )]TJ T* -0.0007 Tc 0.2298 Tw [(inco)-5.9(mes, )10.8(lower asset holdings, l)7.6(o)-5.9(we)10.2(r sav)-4.6(i)-3.3(n)12.3(g)-2.4(s, an)12.3(d less prestigi)7.6(o)-5.9(u)3.2(s)11.5( )]TJ 0 -1.1848 TD -0.0026 Tc 0.0252 Tw [(o)-7.8(ccupati)-5.2(o)-7.8(n)-0.4(s w)-3.9(h)-0.4(en co)-7.8(mpa)10(r)-4.8(ed to)-7.8( thei)-5.2(r)-4.8( W)-4.8(e)-2.6(ster)-4.8(n co)-7.8(u)12.2(n)-0.4(ter)-4.8(p)1.3(ar)-4.8(ts.)]TJ 5.52 0 0 5.52 429.1596 463.081 Tm 0.0017 Tc 0 Tw (108)Tj 11.04 0 0 11.04 437.7996 457.561 Tm 0.0226 Tc [( S)20.9(i)20(n)24.8(c)26.1(e)33.5( )]TJ 9.96 0 0 9.96 141.9996 445.441 Tm 0 Tc ( )Tj ET 140.56 442.681 330.84 -0.72 re f BT /F3 1 Tf 9 0 0 9 141.9996 429.961 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 434.521 Tm 0.0063 Tc (104)Tj /F3 1 Tf 9 0 0 9 162.0396 429.961 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.1267 Tw [( )13.4(E)-6.7(ntre)6.7(p)-6.7(r)0(e)-6.7(n)13.3(e)-6.7(u)-6.7(rshi)13.3(p)-6.7( in Sp)-6.7(a)13.3(c)-6.7(e)6.7(,)-6.7( )]TJ /F3 1 Tf 13.04 0 TD 0.0067 Tc 0 Tw [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.6133 0 TD 0 Tc 0.1267 Tw [(not)13.3(e)-6.7( 66,)-6.7( at)13.3( 175 \(“Ne)-6.7(w )13.4(im)-6.7(m)-6.7(igrants in)26.7( )]TJ -19.9333 -1.1067 TD 0.4467 Tw [(ge)-6.7(ne)-6.7(ral ha)13.3(d)-6.7( a)13.3( lowe)-6.7(r)13.3( rate)6.7( o)13.3(f)0( se)-6.7(lf-e)6.7(m)-6.7(p)-6.7(l)0(o)13.3(y)-6.7(m)6.7(e)-6.7(nt \(7)13.3(.)-6.7(0)0(%)-6.7(\))13.3( th)13.3(an the)-6.7( total)13.3( J)6.7(e)-6.7(wish)13.3( )]TJ 0 -1.12 TD 0.1267 Tw [(p)-6.7(o)0(p)-6.7(u)-6.7(lation)13.3( \(11.)-6.7(6)13.3(%)-6.7(\),)-6.7( an)13.3(d)-6.7( n)13.3(e)-6.7(w )13.4(im)-6.7(m)-6.7(igrants fro)13.3(m)-6.7( the)6.7( U)-6.7(S)0(S)13.3(R)-6.7( in)13.3( p)-6.7(artic)6.7(u)-6.7(lar had)6.7( a low)13.3( )]TJ 0 -1.1067 TD 0.0067 Tw [(rate)-6.7( of s)13.3(e)-6.7(lf-e)6.7(m)-6.7(p)-6.7(l)0(o)13.3(y)-6.7(m)6.7(e)-6.7(nt.)-6.7(”\))13.3(.)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 393.481 Tm 0.0063 Tc (105)Tj /F3 1 Tf 9 0 0 9 162.0396 388.921 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.0867 Tw [( )13.4(L)-6.7(e)-6.7(win-)13.3(E)-6.7(p)-6.7(s)0(t)13.3(e)-6.7(in e)-6.7(t)13.3( al.)6.7(,)-6.7( )]TJ /F3 1 Tf 9.6133 0 TD 0.0067 Tc 0 Tw [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.56 0 TD 0 Tc 0.0867 Tw [(note)-6.7( 100,)-6.7( at)13.3( 1448.)-6.7( )13.4( T)-6.7(h)13.3(e)-6.7( figu)-6.7(r)13.3(e)6.7( of the)-6.7( a)13.3(v)-6.7(e)-6.7(rag)13.3(e)6.7( )]TJ -16.4533 -1.1067 TD 0.0733 Tw [(p)-6.7(e)-6.7(r)0(c)6.7(e)-6.7(ntage)6.7( of )13.3(e)-6.7(thnic)6.7( m)-6.7(a)0(k)13.3(e)-6.7(u)6.7(p)-6.7( i)13.3(n)0( the)-6.7( g)13.3(e)-6.7(ne)-6.7(ral)13.3( p)-6.7(o)13.3(p)-6.7(u)-6.7(lation )13.3(d)-6.7(e)-6.7(s)13.3(c)6.7(ribe)-6.7(d)-6.7( abo)13.3(v)-6.7(e)6.7( e)-6.7(x)13.3(c)-6.7(l)0(u)6.7(d)-6.7(e)6.7(d)6.7( )]TJ T* -0.0067 Tw [(m)-6.7(inors.)-6.7( )]TJ /F3 1 Tf 3.8533 0 TD 0.0067 Tw [(Se)6.7(e)-6.7( i)13.3(d)-6.7(.)]TJ /F1 1 Tf 2.48 0 TD 0 Tw ( )Tj -6.3333 -1.2267 TD ( )Tj 4.56 0 0 4.56 154.8396 362.521 Tm 0.0063 Tc (106)Tj 9 0 0 9 162.0396 357.961 Tm 0 Tc 0.02 Tw [( )-600(Sp)-6.7(e)-6.7(c)-6.7(ifi)13.3(c)-6.7(ally)6.7(,)-6.7( 51%)-6.7( of )13.3(J)-6.7(e)-6.7(ws in the)6.7( bankru)-6.7(p)-6.7(t)0(c)6.7(y)-6.7( sam)6.7(p)-6.7(l)0(e)-6.7( w)13.3(e)-6.7(re)-6.7( )13.3(E)-6.7(aste)6.7(rne)-6.7(rs and)-6.7( 42%)20( )]TJ -2.2267 -1.1067 TD 0.0067 Tw [(we)-6.7(re)-6.7( )13.4(W)-6.7(e)-6.7(s)0(t)13.3(e)-6.7(rne)-6.7(rs)13.3( with th)13.3(e)-6.7( r)13.3(e)-6.7(st b)13.3(e)-6.7(ing from)6.7( an )13.4(u)-6.7(nknown origin)13.3(.)6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 341.521 Tm 0.0063 Tc (107)Tj /F3 1 Tf 9 0 0 9 162.0396 336.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.3067 0 TD 0 Tc 0 Tw (T)Tj 6.96 0 0 6.96 188.7997 336.961 Tm 0.0076 Tc [(HE)6.9( )]TJ 9 0 0 9 200.6797 336.961 Tm 0 Tc (F)Tj 6.96 0 0 6.96 205.5996 336.961 Tm -0.0048 Tc [(RAG)-6.2(I)-6.9(L)-5.5(E)-5.5( )]TJ 9 0 0 9 232.8397 336.961 Tm 0 Tc (M)Tj 6.96 0 0 6.96 240.7596 336.961 Tm 0.0012 Tc (IDDLE )Tj 9 0 0 9 264.0396 336.961 Tm 0 Tc (C)Tj 6.96 0 0 6.96 270.1596 336.961 Tm 0.0162 Tc [(LA)21(SS)]TJ 9 0 0 9 286.4796 336.961 Tm 0.0067 Tc (, )Tj /F3 1 Tf 0.5333 0 TD 0 Tc [(s)-6.7(upr)-6.7(a)6.7( )]TJ /F1 1 Tf 2.4933 0 TD 0.0067 Tw [(note)6.7( 2,)6.7( at 46)13.3(.)-6.7( )]TJ /F3 1 Tf -19.08 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 330.481 Tm 0.0063 Tc (108)Tj /F3 1 Tf 9 0 0 9 162.0396 325.921 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.7 Tc 0 Tw ( C)Tj 6.96 0 0 6.96 195.2796 325.921 Tm -0.0028 Tc [(AL)-3.5(VI)-4.9(N )]TJ 9 0 0 9 224.4397 325.921 Tm 0 Tc (G)Tj 6.96 0 0 6.96 231.1597 325.921 Tm 0.0007 Tc [(O)-6.9(L)0(DSC)8.3(H)-6.9(EIDE)-17.2(R)]TJ 9 0 0 9 281.4396 325.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 283.8396 325.921 Tm ( )Tj 9 0 0 9 291.9996 325.921 Tm (I)Tj 6.96 0 0 6.96 295.2396 325.921 Tm -0.0038 Tc [(SRA)-16.2(E)-4.5(L)]TJ 9 0 0 9 316.7196 325.921 Tm 0 Tc (’)Tj 6.96 0 0 6.96 319.4796 325.921 Tm -0.0028 Tc (S )Tj 9 0 0 9 331.1196 325.921 Tm 0 Tc (C)Tj 6.96 0 0 6.96 337.2396 325.921 Tm 0.01 Tc [(HAN)11.4(G)8.6(I)7.9(N)11.4(G)-8.6( )]TJ 9 0 0 9 379.2396 325.921 Tm 0 Tc (S)Tj 6.96 0 0 6.96 383.9196 325.921 Tm 0.0076 Tc [(OC)15.2(I)5.5(E)-10.3(T)12.4(Y)]TJ 9 0 0 9 409.4796 325.921 Tm 0 Tc (:)Tj 6.96 0 0 6.96 411.9996 325.921 Tm ( )Tj 9 0 0 9 420.0396 325.921 Tm (P)Tj 6.96 0 0 6.96 425.3196 325.921 Tm 0.0073 Tc [(OPU)11.4(L)6.6(A)12.1(T)12.1(I)5.2(ON)]TJ 9 0 0 9 467.5596 325.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 469.9597 325.921 Tm ( )Tj 9 0 0 9 141.9996 315.961 Tm (E)Tj 6.96 0 0 6.96 147.6396 315.961 Tm 0.0124 Tc 0.4173 Tw [(T)17.2(H)4.8(N)13.8(I)10.3(C)20(I)10.3(TY)15.2( AN)13.8(D)11( )]TJ 9 0 0 9 205.9597 315.961 Tm 0 Tc 0 Tw (D)Tj 6.96 0 0 6.96 212.6797 315.961 Tm 0.0001 Tc [(EVELO)-7.5(P)-6.1(M)0.8(E)-17.8(N)1.5(T)-12.3( )]TJ 9 0 0 9 265.2396 315.961 Tm 0 Tc 0.3267 Tw (138-39 \(1997\) \(“)Tj 7.8133 0 TD 0.0023 Tc 0.3244 Tw [(Occu)9(pation)15.6(al differe)]TJ 9.4133 0 TD 0.0025 Tc 0.3242 Tw [(n)15.8(ces among)15.8( )]TJ -30.92 -1.1067 TD 0 Tc 0.2067 Tw [(e)-6.7(thnic)-6.7( origin r)13.3(e)-6.7(m)-6.7(ain)13.3( signific)-6.7(a)13.3(nt throu)-6.7(gh the)6.7( 1990s.)6.7( )200(.)6.7( )200(.)6.7( )200(.)-6.7( )13.4(A)6.7(bou)-6.7(t one)-6.7(-thir)13.3(d)-6.7( of th)13.3(e)6.7( )]TJ 0 -1.12 TD 0.0012 Tc 0.0721 Tw [(Israelis of Europ)7.9(ean origin c)]TJ 12.68 0 TD 0.072 Tw [(an be classified in high l)]TJ 10.8933 0 TD 0.0024 Tc 0.0043 Tw [(evel )-66.6(w)15.7(hite-collar )-66.6(jobs)15.7( .)9.1( .)9.1( .)9.1( . )-66.6( )-66.6(In)15.7( )]TJ -23.5733 -1.1067 TD 0 Tc 0.1133 Tw [(sharp)-6.7( c)-6.7(ontrast,)-6.7( only)-6.7( 13 p)-6.7(e)-6.7(r)13.3(c)-6.7(e)-6.7(n)13.3(t of the)-6.7( Israe)-6.7(lis of A)-6.7(sian and)-6.7( )-13.4(A)-6.7(fric)-6.7(an origins are)-6.7( in)13.3( )]TJ T* 0.1 Tw [(the)-6.7(se)-6.7( high-l)13.3(e)-6.7(v)6.7(e)-6.7(l)0( ty)6.7(p)-6.7(e)-6.7( of )13.3(j)-6.7(obs.)-6.7(”\))13.3(;)-6.7( )]TJ /F3 1 Tf 14.1067 0 TD 0.0067 Tc 0.08 Tw [(s)13.4(ee al)13.4(so)]TJ /F1 1 Tf 2.9067 0 TD 0 Tc 0.1 Tw [( S)13.3(m)-6.7(ooha &)-6.7( )13.3(P)-6.7(e)-6.7(r)13.3(e)-6.7(s)0(,)-6.7( )]TJ /F3 1 Tf 8.3467 0 TD 0 Tw [(s)-6.7(upr)6.7(a)-6.7( )]TJ /F1 1 Tf 2.5867 0 TD 0.1 Tw [(note)-6.7( 99)13.3(,)-6.7( at 168-17)13.3(2)13.3( )]TJ -27.9467 -1.12 TD 0.1933 Tw [(\(asse)-6.7(rting that W)-6.7(e)-6.7(ste)-6.7(rn)13.3(e)-6.7(r)0( fam)6.7(ilie)-6.7(s e)-6.7(arn 1.)-6.7(4 tim)-6.7(e)-6.7(s)0( m)-6.7(o)0(r)13.3(e)-6.7( than an av)-6.7(e)-6.7(rage)-6.7( E)-6.7(aste)-6.7(rn)26.7( )]TJ 0 -1.1067 TD 0 Tw [(fam)-6.7(ily)-6.7(\);)6.7( )]TJ /F3 1 Tf 3.9733 0 TD 0.0067 Tc 0.3466 Tw [(s)13.4(ee al)13.4(so)]TJ /F1 1 Tf 3.16 0 TD 0 Tc 0.3533 Tw [( )-13.4(Cohe)-6.7(n &)-6.7( 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suffi)-6(ci)-6(e)7.5(n)-1.2(t mar)-5.6(k)-5.1(et g)-5.1(r)5.3(o)-8.6(w)-4.7(th)9.6( )]TJ 0 -1.1848 TD 0.0003 Tc 0 Tw [(p)4.2(o)-4.9(t)5.1(e)0.3(nt)5.1(ial.)]TJ 5.52 0 0 5.52 187.9597 580.081 Tm 0.0017 Tc (122)Tj 11.04 0 0 11.04 196.5996 574.561 Tm 0.0036 Tc 0.0842 Tw [( I)4.9(n)5.8(d)7.5(e)3.6(e)3.6(d)7.5(, t)8.4(h)5.8(e)3.6( g)-9(e)3.6(ogra)5.3(p)7.5(h)16.6(ic)7.1(a)5.3(l)1( d)7.5(i)1(s)4.9(t)8.4(ri)11.9(bu)7.5(t)8.4(i)1(on)5.8( )10.8(of)8.4( p)7.5(e)3.6(t)8.4(i)1(t)8.4(i)1(on)5.8(e)3.6(r)1.4(s)4.9( i)11.9(n)16.6( )]TJ -4.9457 -1.1739 TD -0.0016 Tc 0.1764 Tw [(the b)-6.8(a)0.1(nkruptcy)-5.5( sample s)10.6(u)2.3(ggests that)]TJ 16.3261 0 TD 0.0007 Tc 0.1741 Tw [( f)5.5(o)-4.5(reign-)12.4(bo)6.4(r)9.4(n)2.9( East)5.5(erners we)11.6(re)11.6( )]TJ -16.3261 -1.1739 TD 0.0011 Tc 0.2715 Tw [(ap)5(p)5(r)-1.1(oximat)5.9(e)12(l)-1.5(y si)9.4(x t)5.9(i)-1.5(mes)13.3( more )10.9(like)12(l)-1.5(y t)16.7(o)-4.1( have )10.9(liv)8.1(ed)5( in or ne)12(xt)5.9( t)16.8(o)6.8( )]TJ 0 -1.1848 TD -0.003 Tc 0.0039 Tw [(Isr)-5.2(ael)-5.6(’)-7.3(s de)7.9(v)-6.9(e)-3(lo)-8.2(pment tow)6.6(n)-0.8( per)-5.2(i)-5.6(phery)-6.9(.)]TJ 5.52 0 0 5.52 319.7196 541.081 Tm 0.0017 Tc 0 Tw (123)Tj 11.04 0 0 11.04 328.3596 535.561 Tm 0 Tc ( )Tj -14.8913 -1.1739 TD 0.0007 Tc 0.6197 Tw [(In su)4.6(m, t)5.5(h)2.9(e f)5.5(r)-1.5(ag)9.8(ile)11.6( f)5.5(i)-1.9(nanc)4.2(ial c)15(o)-4.5(nd)4.6(it)5.5(ion)13.7( of)16.4( f)5.5(o)-4.5(re)11.6(ign-b)6.4(o)-4.5(rn)24.6( )]TJ -1.9891 -1.1739 TD -0.0007 Tc 0.3168 Tw [(Easterners, o)4.9(v)-4.6(er)8(represen)12.3(tatio)-5.9(n)1.5( o)-5.9(f)4.1( fo)-5.9(re)10.2(ign-b)4.9(o)-5.9(rn )10.9(Easterners in th)12.3(e)10.2( )]TJ 0 -1.1848 TD -0.0008 Tc 0.4473 Tw [(entrepreneuria)11.8(l secto)4.9(r)-3(,)9.2( the Easter)]TJ 15.9457 0 TD 0.0006 Tc 0.4459 Tw [(ne)11.5(rs’)7.1( inf)5.4(e)0.6(ri)8.9(or )10.8(ent)5.4(r)-1.6(ep)4.5(reneu)4.5(r)9.3(ia)13.2(l)8.9( )]TJ -15.9457 -1.1739 TD -0.0025 Tc 0.6012 Tw [(char)-4.7(acter)-4.7(i)-5.1(sti)-5.1(c)1(s,)-3.4( and th)10.5(e i)-5.1(n)-0.3(fer)-4.7(i)5.8(o)-7.7(r)6.2( lo)-7.7(cati)-5.1(o)-7.7(n)10.5( o)-7.7(f)13.1( thei)-5.1(r)-4.7( )10.9(b)-7.7(u)1.4(si)-5.1(ness)9.7(es)9.7( )]TJ T* 0.0038 Tc 0.084 Tw [(c)7.3(o)-1.4(n)6(t)8.6(ribu)7.7(t)8.6(e)3.8(d)7.7( t)19.5(o)-1.4( t)8.6(h)6(e)3.8( )10.8(ove)3.8(r)12.5(r)12.5(e)3.8(p)7.7(r)1.6(e)3.8(s)5.1(e)3.8(n)6(t)8.6(a)5.5(t)8.6(i)1.2(on)6( )10.8(of)8.6( E)4.2(a)5.5(s)5.1(t)8.6(e)3.8(r)1.6(n)6(-)15.5(ori)12.1(g)2.1(in)6( )10.8(im)5.1(m)5.1(i)12.1(gra)5.5(n)6(t)8.6(s)16( )]TJ 0 -1.1848 TD -0.0012 Tc 0.0021 Tw [(in the b)-6.4(a)0.5(nk)7.9(ruptcy)-5.1( sample)9.7(. )]TJ 1.9891 -1.1739 TD 0.0011 Tc 0.4237 Tw [(For)9.8(e)1.1(ign-)12.8(b)6.7(o)-4.1(rn East)5.9(erne)12(rs)13.3( were not)5.9( on)14.1(ly )10.9(ove)12(rre)12(p)5(r)-1.1(esent)5.9(e)1.1(d)5( in )]TJ -1.9891 -1.1739 TD -0.0034 Tc 0.1782 Tw [(b)-8.6(a)-1.7(nk)-5.1(r)-5.6(uptcy)-7.3(,)-4.3( )10.9(b)-8.6(u)0.5(t thei)-6(r financi)-6(a)-1.7(l)-6( po)-8.6(s)8.8(i)-6(ti)-6(o)-8.6(n)-1.2(,)6.6( i)-6(n)-1.2( terms 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of)13.3( )]TJ -19.6267 -1.1067 TD 0.14 Tw [(W)-6.7(e)-6.7(ste)-6.7(rn)13.3( origin t)13.3(e)-6.7(nd)6.7(e)-6.7(d)6.7( to re)-6.7(l)13.3(y)6.7( m)-6.7(ore)6.7( on )146.7(.)-6.7( )146.7(.)-6.7( )146.7(.)-6.7( )13.3(e)-6.7(x)0(p)6.7(e)-6.7(rie)-6.7(n)13.3(c)-6.7(e)-6.7( gain)13.3(e)-6.7(d)-6.7( fro)13.3(m)-6.7( th)13.3(e)-6.7(ir )13.3(p)-6.7(are)-6.7(nts)26.7( )]TJ T* 0.0867 Tw [(and)-6.7( the)-6.7(ir fam)-6.7(ily)-6.7( trad)-6.7(itions)13.3(.)-6.7(”\);)-6.7( )13.4(R)-6.7(a)0(z)-6.7(in,)-6.7( )]TJ /F3 1 Tf 16.4133 0 TD 0.0067 Tc 0.08 Tw [(S)20(o)0(c)6.7(i)6.7(a)13.4(l Net)6.7(w)20(ork)20(s)]TJ /F1 1 Tf 6.1467 0 TD 0 Tw (, )Tj /F3 1 Tf 0.6133 0 TD [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.5733 0 TD 0 Tc 0.0867 Tw [(no)13.3(te)-6.7( 112,)-6.7( at 178;)-6.7( )]TJ /F3 1 Tf 7.8133 0 TD 0.0067 Tc 0.08 Tw [(se)13.4(e al)13.4(so)]TJ /F1 1 Tf 2.88 0 TD 0 Tc 0 Tw ( )Tj -36.44 -1.12 TD [(R)-6.7(a)0(z)-6.7(in,)6.7( )]TJ /F3 1 Tf 3.2267 0 TD 0.0067 Tc 0.2533 Tw [(S)6.7(o)0(c)6.7(i)20(al)13.4( N)13.4(e)0(t)6.7(w)6.7(o)13.4(rk)6.7(s,)20( su)6.7(p)20(r)0(a)13.4( )]TJ /F1 1 Tf 9.8267 0 TD 0 Tc 0.26 Tw [(note)-6.7( 112,)6.7( at 171)13.3( \(“A)6.7( re)-6.7(lati)13.3(v)-6.7(e)6.7(ly)-6.7( high )13.3(p)-6.7(e)-6.7(r)13.3(c)-6.7(e)-6.7(ntag)13.3(e)-6.7( of)26.7( )]TJ -13.0533 -1.1067 TD 0.2467 Tw [([W)-6.7(e)-6.7(ste)-6.7(rn)13.3(e)-6.7(rs] ha)13.3(d)-6.7( s)13.3(e)-6.7(lf-e)6.7(m)-6.7(p)-6.7(l)0(o)13.3(y)6.7(e)-6.7(d)-6.7( )13.4(p)-6.7(are)-6.7(nts)13.3(,)-6.7( an)13.3(d)-6.7( th)13.3(u)-6.7(s)0( th)13.3(e)-6.7(y)6.7( te)6.7(nd)-6.7(e)-6.7(d)6.7( som)6.7(e)-6.7(what )13.4(m)-6.7(ore)20( )]TJ T* 0.0067 Tw [(than othe)-6.7(rs to)13.3( be)6.7(c)-6.7(o)0(m)6.7(e)-6.7( s)13.3(e)-6.7(lf-e)6.7(m)6.7(p)-6.7(loy)-6.7(e)6.7(d)-6.7( b)13.3(y)-6.7( inh)13.3(e)-6.7(riting b)13.3(u)-6.7(sine)-6.7(ss)13.3(e)-6.7(s)13.3(.)-6.7(”\).)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 323.521 Tm 0.0063 Tc (121)Tj /F3 1 Tf 9 0 0 9 162.0396 318.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.3067 0 TD 0 Tc -0.0067 Tw [(L)-6.7(e)-6.7(win-)13.3(E)-6.7(p)-6.7(s)0(t)13.3(e)-6.7(in e)-6.7(t)0( )-13.4(al)13.3(.)-6.7(,)6.7( )]TJ /F3 1 Tf 9.0267 0 TD 0.0067 Tc 0 Tw [(su)6.7(p)20(r)0(a)13.4( )]TJ /F1 1 Tf 2.48 0 TD 0 Tc 0.0067 Tw [(n)13.3(ote)-6.7( 100,)6.7( at 1449)13.3(.)-6.7( )]TJ /F3 1 Tf -16.04 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 312.481 Tm 0.0063 Tc (122)Tj /F3 1 Tf 9 0 0 9 162.0396 307.921 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.22 Tc 0 Tw ( N)Tj 6.96 0 0 6.96 191.6797 307.921 Tm 0.0076 Tc [(A)12.4(HON)]TJ 9 0 0 9 213.0396 307.921 Tm 0.0067 Tc (, )Tj /F3 1 Tf 0.7467 0 TD [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.7067 0 TD 0 Tc 0.22 Tw [(not)13.3(e)-6.7( 113,)-6.7( a)13.3(t)0( 50 \(c)-6.7(onte)-6.7(nd)-6.7(ing that b)13.3(y)-6.7( d)-6.7(i)0(r)13.3(e)-6.7(c)-6.7(ting E)-6.7(ast)13.3(e)-6.7(rn-)]TJ -11.3467 -1.1067 TD 0.14 Tw [(origin im)-6.7(m)-6.7(igrants to Isra)13.3(e)-6.7(l)0(’)-6.7(s)0( 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Based o)-6.5(n)0.9( this data, scho)-6.5(lars hav)-5.2(e)-1.3( co)-6.5(ns)10.9(istently)-5.2( co)-6.5(ncluded)13.5( )]TJ T* -0.001 Tc 0.154 Tw [(that Israeli so)-6.2(ciety)-4.9( place)9.9(s)0.3( an exc)]TJ 14.5326 0 TD 0.0002 Tc 0.1528 Tw [(eedingl)8.5(y high )10.8(va)12.8(lue o)-5(n)2.4( the family)18( )]TJ -14.5326 -1.1848 TD -0.0031 Tc 0 Tw [(uni)-5.7(t)1.7(.)]TJ 5.52 0 0 5.52 164.4397 463.081 Tm 0.0017 Tc (171)Tj 11.04 0 0 11.04 173.0797 457.561 Tm 0.0012 Tc -0.0003 Tw [( The c)4.7(e)1.2(nt)6(ralit)6(y )10.9(of)6( t)6(h)3.4(e f)6(a)2.9(mily u)5.1(n)3.4(it)6( in Israe)12.1(li s)13.4(o)-4(c)4.7(i)-1.4(et)6(y is a p)5.1(r)-1(od)5.1(u)5.1(c)15.6(t)16.9( )]TJ 9.96 0 0 9.96 141.9996 444.481 Tm 0 Tc 0 Tw ( )Tj ET 140.56 441.721 330.84 -0.72 re f BT /F3 1 Tf 9 0 0 9 141.9996 429.001 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 433.561 Tm 0.0063 Tc (168)Tj /F3 1 Tf 9 0 0 9 162.0396 429.001 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.1133 Tw [( R)-6.7(afa)13.3(e)-6.7(l)0( E)-6.7(frat,)-6.7( )]TJ /F3 1 Tf 6.2533 0 TD [(Gl)6.7(o)-6.7(b)6.7(a)-6.7(l)-6.7( T)13.3(r)-6.7(e)-6.7(n)13.3(d)-6.7(s)-6.7( )13.3(in Pe)-6.7(r)-6.7(s)6.7(o)-6.7(n)0(a)6.7(l)-6.7( Ba)-6.7(nkr)-6.7(uptc)13.3(y)]TJ /F1 1 Tf 15.4267 0 TD [(,)-6.7( 76 A)]TJ 6.96 0 0 6.96 400.1196 429.001 Tm 0 Tw (M)Tj 9 0 0 9 406.2396 429.001 Tm (.)Tj 6.96 0 0 6.96 408.6396 429.001 Tm ( )Tj 9 0 0 9 411.3997 429.001 Tm (B)Tj 6.96 0 0 6.96 417.1596 429.001 Tm -0.0031 Tc [(ANK)-15.5(R)]TJ 9 0 0 9 436.2396 429.001 Tm 0 Tc (.)Tj 6.96 0 0 6.96 438.6396 429.001 Tm ( )Tj 9 0 0 9 441.5197 429.001 Tm 0.0067 Tc 0.1066 Tw [(L.J)13.4(. 8)6.7(1)6.7(,)13.4( )]TJ -33.28 -1.12 TD 0 Tc 0.0067 Tw [(101-108 \(2002\).)-6.7( )]TJ /F3 1 Tf 0 -1.2133 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 412.561 Tm 0.0063 Tc (169)Tj /F3 1 Tf 9 0 0 9 162.0396 408.001 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.5333 0 TD 0 Tc 0.22 Tw [(G)-6.7(r)13.3(e)-6.7(g)0( J)-6.7(.)-6.7( D)6.7(u)-6.7(nc)-6.7(an &)-6.7( Sau)-6.7(l D)6.7(.)-6.7( H)-6.7(offm)-6.7(an)13.3(,)-6.7( )]TJ /F3 1 Tf 17.44 0 TD [(A Re)-6.7(co)-6.7(ns)-6.7(i)13.3(d)-6.7(e)6.7(r)-6.7(a)-6.7(t)0(i)13.3(o)-6.7(n o)6.7(f)0( th)-6.7(e)-6.7( Eco)-6.7(no)-6.7(mic)13.3( )]TJ -22.2 -1.12 TD 0.0067 Tc 0.04 Tw [(Con)6.7(s)13.4(e)0(q)6.7(u)6.7(e)0(n)6.7(c)20(es )13.4(of)6.7( M)6.7(a)13.4(ri)6.7(t)6.7(a)13.4(l Di)20(ss)13.4(olu)6.7(t)6.7(i)20(on)]TJ /F1 1 Tf 14.2933 0 TD 0 Tc 0.0467 Tw [(,)-6.7( 22 D)]TJ 6.96 0 0 6.96 294.6396 397.921 Tm 0.0076 Tc 0 Tw [(E)6.9(M)8.3(OG)6.2(R)12.4(A)12.4(P)1.4(HY)]TJ 9 0 0 9 338.5596 397.921 Tm 0 Tc 0.0467 Tw [( 485,)-6.7( 489 \(1985\) \(su)-6.7(gge)-6.7(sting that)13.3( )]TJ -21.84 -1.1067 TD 0.1667 Tw [(othe)-6.7(r things be)-6.7(ing e)-6.7(q)0(u)-6.7(a)0(l)13.3(,)-6.7( m)-6.7(a)0(r)13.3(rie)-6.7(d)-6.7( p)6.7(e)-6.7(op)-6.7(l)13.3(e)-6.7( re)-6.7(p)-6.7(ort gr)13.3(e)-6.7(ate)-6.7(r e)6.7(c)6.7(onom)-6.7(ic)-6.7( stability)-6.7( than)13.3( )]TJ T* 0.6733 Tw [(d)-6.7(i)0(v)-6.7(orc)6.7(e)-6.7(d)6.7( p)6.7(e)-6.7(op)-6.7(l)13.3(e)-6.7(\).)6.7( )]TJ /F3 1 Tf 10.28 0 TD 0.0067 Tc 0 Tw (Cf)Tj /F1 1 Tf 0.8933 0 TD 0.6533 Tw (. A)Tj 6.96 0 0 6.96 259.2396 378.001 Tm -0.0022 Tc 0 Tw [(NNEME)-20.1(TTE)-20.1( )]TJ 9 0 0 9 306.0396 378.001 Tm 0 Tc (S)Tj 6.96 0 0 6.96 310.7196 378.001 Tm 0.0076 Tc [(OR)12.4(E)6.9(N)-8.3(S)10.4(E)6.9(N)]TJ 9 0 0 9 343.9597 378.001 Tm 0 Tc (,)Tj 6.96 0 0 6.96 346.3596 378.001 Tm ( )Tj 9 0 0 9 354.1596 378.001 Tm (E)Tj 6.96 0 0 6.96 359.7997 378.001 Tm 0.0124 Tc 0.8483 Tw [(S)15.2(T)17.2(I)-6.9(M)13.1(ATI)10.3(N)13.8(G)11( T)17.2(H)4.8(E)-5.5( )]TJ 9 0 0 9 429.3997 378.001 Tm 0 Tc 0 Tw (E)Tj 6.96 0 0 6.96 435.0396 378.001 Tm -0.0076 Tc [(CO)-15.2(N)-6.2(O)-15.2(M)-6.9(I)-26.9(C )]TJ 9 0 0 9 141.9996 367.921 Tm 0 Tc (C)Tj 6.96 0 0 6.96 148.1196 367.921 Tm -0.0027 Tc 0.6048 Tw [(O)-10.3(N)-1.3(SEQ)-13(U)1.4(EN)-18.6(CE)-20.6(S O)-10.3(F)2.8( )]TJ 9 0 0 9 222.0396 367.921 Tm 0 Tc 0 Tw (S)Tj 6.96 0 0 6.96 226.7197 367.921 Tm -0.0043 Tc 0.6064 Tw [(E)-5(P)-10.5(AR)-16.7(ATI)-6.4(O)-29.1(N)-2.9( AND)-5.7( )]TJ 9 0 0 9 294.1596 367.921 Tm 0 Tc 0 Tw (D)Tj 6.96 0 0 6.96 300.8796 367.921 Tm [(IVO)-7.6(R)4.8(C)-9.7(E)]TJ 9 0 0 9 327.2796 367.921 Tm (,)Tj 6.96 0 0 6.96 329.6796 367.921 Tm 0.0004 Tc 0.6017 Tw [( IN )]TJ 9 0 0 9 349.4796 367.921 Tm 0 Tc 0 Tw (E)Tj 6.96 0 0 6.96 355.1196 367.921 Tm -0.0076 Tc [(CO)-15.2(N)-6.2(O)-15.2(M)-6.9(I)-9.7(C )]TJ 9 0 0 9 395.9196 367.921 Tm 0 Tc (C)Tj 6.96 0 0 6.96 402.0396 367.921 Tm -0.0047 Tc 0.6068 Tw [(O)-12.3(N)-3.3(SE)-22.6(QUE)-22.6(N)-3.3(CE)-22.6(S O)-12.3(F)0.8( )]TJ 9 0 0 9 141.9996 357.961 Tm 0 Tc 0 Tw (D)Tj 6.96 0 0 6.96 148.7197 357.961 Tm [(IVO)-7.6(R)4.8(C)7.6(E)]TJ 9 0 0 9 174.9996 357.961 Tm (:)Tj 6.96 0 0 6.96 177.3996 357.961 Tm ( )Tj 9 0 0 9 182.0797 357.961 Tm (T)Tj 6.96 0 0 6.96 188.0797 357.961 Tm 0.0076 Tc [(HE)6.9( )]TJ 9 0 0 9 202.8397 357.961 Tm 0 Tc (I)Tj 6.96 0 0 6.96 206.0797 357.961 Tm -0.0037 Tc [(N)-19.6(T)1.1(E)-4.4(R)-16.1(NA)-16.1(TI)-5.8(O)-11.3(N)-2.3(AL)-21.6( )]TJ 9 0 0 9 266.7996 357.961 Tm 0 Tc (P)Tj 6.96 0 0 6.96 272.0797 357.961 Tm -0.0011 Tc [(ER)3.7(SP)-7.3(E)-19(C)6.5(T)3.7(I)-3.2(V)-16.3(E)]TJ 9 0 0 9 313.7196 357.961 Tm 0 Tc 0.3267 Tw [( 263 \(L)-6.7(e)-6.7(onor)13.3(e)-6.7( J)6.7(.)-6.7( W)6.7(e)-6.7(itz)6.7(m)-6.7(an )13.4(&)-6.7( Mav)-6.7(is)26.7( )]TJ -19.08 -1.1067 TD -0.0067 Tw [(Mac)-6.7(le)-6.7(an e)-6.7(d)-6.7(s)13.3(.)-6.7(,)6.7( )-13.4(1992\).)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 341.521 Tm 0.0063 Tc (170)Tj /F3 1 Tf 9 0 0 9 162.0396 336.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.4933 0 TD 0 Tc 0.18 Tw [(D)-6.7(afna K)6.7(.)-6.7( Iz)-6.7(rae)-6.7(li)13.3(,)-6.7( )]TJ /F3 1 Tf 7.8533 0 TD 0.0029 Tc 0.1771 Tw [(Na)9.6(shim, )13.3(Avoda, Mi)16.2(shp)16.2(ach)9.6(a)-3.8( Ve’M)16.2(ediniut )13.3(Ziburit)]TJ /F1 1 Tf 19.8267 0 TD 0.18 Tc 0 Tw ( [)Tj /F3 1 Tf 0.88 0 TD 0 Tc [(Wo)-6.7(m)13.3(e)-6.7(n, )]TJ -33.28 -1.1067 TD 0.26 Tw [(Wo)-6.7(r)-6.7(k, Fa)-6.7(mi)13.3(l)-6.7(y)-6.7( a)-6.7(n)13.3(d)-6.7( Pub)-6.7(l)-6.7(ic Po)6.7(l)-6.7(icy)]TJ /F1 1 Tf 13.3067 0 TD 0 Tw [(],)-6.7( )]TJ /F3 1 Tf 1.2267 0 TD (in)Tj /F1 1 Tf 0.84 0 TD 0.26 Tc ( M)Tj 6.96 0 0 6.96 292.9596 327.001 Tm -0.0038 Tc (ASH)Tj 9 0 0 9 306.8796 327.001 Tm 0 Tc (’)Tj 6.96 0 0 6.96 309.6396 327.001 Tm 0.0002 Tc 0.3605 Tw [(A)5(B)2.3(E ENO)-7.4(S)3(H)-7.4( )17.2(V)-15(E)]TJ 9 0 0 9 365.0797 327.001 Tm 0 Tc 0 Tw (-Y)Tj 6.96 0 0 6.96 371.9196 327.001 Tm -0.0038 Tc 0.3645 Tw [(AH)-28.6(ASE)-4.5( AVO)-11.4(D)-5.2(A BE)]TJ 9 0 0 9 436.7197 327.001 Tm 0 Tc 0 Tw (-Y)Tj 6.96 0 0 6.96 443.5596 327.001 Tm -0.0048 Tc [(I)-6.9(S)-19.3(RAE)-22.7(L)]TJ 9 0 0 9 467.6796 327.001 Tm 0 Tc (:)Tj 6.96 0 0 6.96 469.9597 327.001 Tm ( )Tj 9 0 0 9 141.9996 316.921 Tm (O)Tj 6.96 0 0 6.96 149.4397 316.921 Tm -0.0043 Tc 0.3995 Tw [(FAKI)-6.4(M)-20.9( H)-11.9(A)0.5(D)-22.9(A)0.5(SH)-11.9(I)-6.4(M)-20.9( )]TJ 9 0 0 9 218.4397 316.921 Tm 0 Tc 0 Tw ([H)Tj 6.96 0 0 6.96 229.8397 316.921 Tm -0.0045 Tc [(UM)-21(AN)-20.4( )]TJ 9 0 0 9 255.9996 316.921 Tm 0 Tc (R)Tj 6.96 0 0 6.96 261.9996 316.921 Tm -0.0011 Tc 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0.0001 Tw [(c)4.3(o)-4.4(llec)4.3(t)5.6(i)9.1(v)-3.1(ist)5.6( soc)15.1(i)-1.8(al )10.9(ori)9.1(e)0.8(nt)5.6(at)5.6(ion.)]TJ 5.52 0 0 5.52 280.8396 528.121 Tm 0.0017 Tc 0 Tw (175)Tj 11.04 0 0 11.04 289.4796 522.601 Tm 0 Tc ( )Tj 9.96 0 0 9.96 141.9996 486.481 Tm ( )Tj ET 140.56 483.721 330.84 -0.72 re f BT 9 0 0 9 141.9996 471.001 Tm 0.0067 Tw [(m)-6.7(arriage)-6.7(,)6.7( fe)-6.7(rtilit)13.3(y)-6.7( rat)13.3(e)-6.7(,)6.7( births o)13.3(u)-6.7(tsid)-6.7(e)6.7( of )13.4(m)-6.7(arriage)6.7(,)-6.7( an)13.3(d)-6.7( )13.4(d)-6.7(i)0(v)-6.7(o)0(r)13.3(c)-6.7(e)6.7( rate)-6.7(\).)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 464.521 Tm 0.0063 Tc (172)Tj /F3 1 Tf 9 0 0 9 162.0396 459.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.3333 0 TD 0 Tc 0.02 Tw [(A)-6.7(kiba A)6.7(.)-6.7( Cohe)-6.7(n &)-6.7( J)-6.7(u)6.7(d)-6.7(ith D)6.7(otan,)-6.7( )]TJ /F3 1 Tf 14.4667 0 TD [(C)-6.7(o)-6.7(mmunic)13.3(a)-6.7(tio)-6.7(n in th)-6.7(e)-6.7( Fa)-6.7(mi)13.3(l)-6.7(y)-6.7( a)6.7(s)-6.7( a)-6.7( Functio)-6.7(n)13.3( )]TJ -19.0267 -1.1067 TD 0.0733 Tw [(o)-6.7(f)0( Str)-6.7(e)6.7(s)-6.7(s)-6.7( )13.3(D)-6.7(u)0(r)-6.7(ing W)13.3(a)-6.7(r)-6.7( a)-6.7(n)13.3(d)-6.7( Pe)6.7(a)-6.7(c)0(e)]TJ /F1 1 Tf 12.68 0 TD 0.0067 Tc 0.0533 Tw [(, 3)6.7(8)6.7( )-13.3(J.)]TJ 6.96 0 0 6.96 279.2796 450.001 Tm 0 Tc 0 Tw ( )Tj 9 0 0 9 281.7996 450.001 Tm (M)Tj 6.96 0 0 6.96 289.7196 450.001 Tm -0.0048 Tc [(ARRI)-6.9(AG)-6.2(E)-5.5( )]TJ 9 0 0 9 322.4796 450.001 Tm 0 Tc (&)Tj 6.96 0 0 6.96 329.1996 450.001 Tm ( )Tj 9 0 0 9 331.7196 450.001 Tm (F)Tj 6.96 0 0 6.96 336.6396 450.001 Tm -0.0048 Tc (AM)Tj 9 0 0 9 347.3196 450.001 Tm 0 Tc 0.0733 Tw [(.)-6.7( 141,)-6.7( 147 \(1976\) \(find)-6.7(ing that )]TJ -22.8133 -1.12 TD 0.2467 Tw [(d)-6.7(u)-6.7(ring ti)13.3(m)-6.7(e)-6.7(s)0( of war)13.3(,)-6.7( the)-6.7(r)13.3(e)-6.7( w)13.3(as a signific)-6.7(ant inc)-6.7(r)13.3(e)-6.7(ase)-6.7( in)13.3( t)13.3(h)0(e)-6.7( u)-6.7(s)13.3(e)-6.7( of intra-fam)-6.7(il)13.3(y)6.7( )]TJ 0 -1.1067 TD 0.2867 Tw [(c)-6.7(o)0(m)-6.7(m)6.7(u)-6.7(nic)-6.7(ation\))13.3(;)-6.7( Iz)-6.7(ra)13.3(e)-6.7(li,)-6.7( )]TJ /F3 1 Tf 11.68 0 TD 0 Tw [(s)-6.7(upr)6.7(a)-6.7( )]TJ /F1 1 Tf 2.7733 0 TD 0.2867 Tw [(note)-6.7( 170,)-6.7( at 328;)-6.7( Yishai)13.3(,)-6.7( )]TJ /F3 1 Tf 11.9467 0 TD 0.0067 Tc 0 Tw [(s)13.4(u)6.7(p)6.7(ra )]TJ /F1 1 Tf 2.7733 0 TD 0 Tc 0.2867 Tw [(note)-6.7( 39)13.3(,)-6.7( at 122)13.3( )]TJ -29.1733 -1.1067 TD 0.4067 Tw [(\(su)-6.7(gge)-6.7(sting that th)13.3(e)-6.7( tra)13.3(u)-6.7(m)-6.7(a)0(t)13.3(i)0(c)-6.7( e)6.7(v)-6.7(e)-6.7(nts fa)13.3(c)-6.7(e)6.7(d)-6.7( b)13.3(y)-6.7( the)-6.7( )13.4(J)-6.7(e)-6.7(wis)13.3(h p)-6.7(e)-6.7(o)13.3(p)-6.7(l)0(e)-6.7( in)13.3( re)6.7(c)-6.7(e)-6.7(n)0(t)26.7( )]TJ 0 -1.12 TD 0.2867 Tw [(ge)-6.7(ne)-6.7(rations,)6.7( inc)-6.7(l)13.3(u)-6.7(d)-6.7(ing th)13.3(e)-6.7( H)6.7(oloc)-6.7(au)-6.7(st,)6.7( c)-6.7(ontrib)13.3(u)-6.7(t)0(e)6.7(d)-6.7( to the)-6.7( )13.4(stre)-6.7(ngthe)-6.7(ning of th)26.7(e)6.7( )]TJ 0 -1.1067 TD -0.0067 Tw [(fam)-6.7(ily)-6.7( u)-6.7(nit c)-6.7(e)-6.7(ll\))13.3(.)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 393.481 Tm 0.0063 Tc (173)Tj /F3 1 Tf 9 0 0 9 162.0396 388.921 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )]TJ /F1 1 Tf 2.5733 0 TD 0 Tc 0 Tw (R)Tj 6.96 0 0 6.96 191.1996 388.921 Tm 0.0007 Tc [(A)5.5(C)8.3(H)-6.9(EL )]TJ 9 0 0 9 219.0396 388.921 Tm 0 Tc (P)Tj 6.96 0 0 6.96 224.3196 388.921 Tm -0.0048 Tc [(AS)-19.3(TE)-5.5(R)-17.2(N)-3.4(A)-17.2(K)]TJ 9 0 0 9 260.6796 388.921 Tm 0 Tc (,)Tj 6.96 0 0 6.96 263.0797 388.921 Tm ( )Tj 9 0 0 9 267.2796 388.921 Tm (H)Tj 6.96 0 0 6.96 274.7196 388.921 Tm -0.0045 Tc [(AMI)-6.6(S)-19(H)-12.1(P)-10.7(ACH)-12.1(A)-16.9( )]TJ 9 0 0 9 325.3596 388.921 Tm 0 Tc (H)Tj 6.96 0 0 6.96 332.7997 388.921 Tm (A)Tj 9 0 0 9 337.3596 388.921 Tm (’)Tj 6.96 0 0 6.96 340.1196 388.921 Tm -0.0062 Tc [(CH)-13.8(AD)-24.8( )]TJ 9 0 0 9 364.5996 388.921 Tm 0 Tc (H)Tj 6.96 0 0 6.96 372.0396 388.921 Tm 0.0076 Tc [(OR)12.4(I)5.5(T)12.4( )]TJ 9 0 0 9 393.6396 388.921 Tm 0 Tc (B)Tj 6.96 0 0 6.96 399.3997 388.921 Tm (E)Tj 9 0 0 9 403.7196 388.921 Tm 0.0067 Tc (’Y)Tj 6.96 0 0 6.96 411.1596 388.921 Tm 0.0007 Tc [(I)-18.6(S)3.5(R)5.5(A)-11.7(EL )]TJ 9 0 0 9 439.4796 388.921 Tm 0 Tc ([S)Tj 6.96 0 0 6.96 448.1196 388.921 Tm 0.0016 Tc [(IN)-14.3(GLE)-16.3( )]TJ 9 0 0 9 141.9996 378.961 Tm 0 Tc (P)Tj 6.96 0 0 6.96 147.2796 378.961 Tm -0.0048 Tc [(ARE)-5.5(N)-20.7(T)0( )]TJ 9 0 0 9 173.3196 378.961 Tm 0 Tc (F)Tj 6.96 0 0 6.96 178.2397 378.961 Tm -0.0004 Tc 0.1197 Tw [(A)4.4(M)0.3(ILY IN )]TJ 9 0 0 9 212.4397 378.961 Tm 0 Tc 0 Tw (I)Tj 6.96 0 0 6.96 215.6797 378.961 Tm -0.0048 Tc [(S)-19.3(RAE)-22.7(L)]TJ 9 0 0 9 237.2796 378.961 Tm 0 Tc 0.0867 Tw [(] 18 \()-13.3(1989\) \(su)-6.7(gge)-6.7(sting that m)-6.7(o)0(r)13.3(e)-6.7( t)13.3(han 55%)-6.7( of the)-6.7( Israe)-6.7(li)26.7( )]TJ -10.5867 -1.1067 TD 0.3267 Tw [(J)-6.7(e)-6.7(ws )13.4(c)-6.7(an b)13.3(e)-6.7( )13.4(c)-6.7(harac)-6.7(t)13.3(e)-6.7(riz)6.7(e)-6.7(d)6.7( as)13.3( trad)-6.7(itionalist b)13.3(y)-6.7( ori)13.3(e)-6.7(ntation,)6.7( who e)6.7(m)-6.7(p)-6.7(hasi)13.3(z)-6.7(e)6.7( the)20( )]TJ 0 -1.12 TD 0.4733 Tw [(im)-6.7(p)-6.7(ortanc)6.7(e)-6.7( of the)-6.7( fam)-6.7(ily)-6.7( u)6.7(nit\);)-6.7( Moshe)-6.7( Shu)-6.7(ke)6.7(d)-6.7(,)-6.7( )]TJ /F3 1 Tf 24.1067 0 TD [(C)6.7(h)-6.7(uta)6.7(m H)-6.7(a)-6.7(’)0(a)6.7(l)-6.7(iy)6.7(a)-6.7( Al)-6.7( C)-6.7(h)6.7(a)-6.7(y)6.7(e)6.7(i)13.3( )]TJ -24.1067 -1.1067 TD 0.0467 Tw [(H)-6.7(a)-6.7(’Mis)6.7(h)-6.7(p)0(a)-6.7(c)13.3(h)-6.7(a)6.7( Sh)6.7(e)-6.7(l)6.7( Y)6.7(o)-6.7(ze)-6.7(i)13.3( Mo)6.7(r)-6.7(o)-6.7(c)0(c)13.3(o)6.7( Be)-6.7(’Y)-6.7(i)13.3(s)-6.7(r)6.7(a)-6.7(e)6.7(l)]TJ /F1 1 Tf 17.6533 0 TD 0.0467 Tc 0 Tw ( [)Tj /F3 1 Tf 0.7467 0 TD 0 Tc 0.0467 Tw [(T)13.3(h)-6.7(e)6.7( I)-6.7(m)0(p)13.3(a)-6.7(ct )13.4(o)-6.7(f)0( )13.4(I)-6.7(mmigr)6.7(a)-6.7(tio)-6.7(n )13.4(o)-6.7(n)0( t)13.3(h)-6.7(e)6.7( Fa)-6.7(mi)13.3(l)-6.7(y)6.7( Life)20( )]TJ -18.4 -1.1067 TD 0.06 Tw [(o)-6.7(f)0( J)6.7(e)-6.7(wis)6.7(h)-6.7( I)-6.7(mmig)13.3(r)-6.7(a)-6.7(n)0(t)13.3(s)-6.7( fr)6.7(o)-6.7(m)0( Mo)6.7(r)-6.7(o)-6.7(c)0(c)13.3(o)-6.7( in I)6.7(s)-6.7(r)6.7(a)-6.7(e)6.7(l)]TJ /F1 1 Tf 17.4667 0 TD [(],)-6.7( 8 C)]TJ 6.96 0 0 6.96 322.1196 339.001 Tm -0.0041 Tc 0 Tw [(H)-11.7(E)-4.8(VRA )]TJ 9 0 0 9 348.1596 339.001 Tm 0 Tc (V)Tj 6.96 0 0 6.96 353.9196 339.001 Tm (E)Tj 9 0 0 9 358.2396 339.001 Tm 0.0067 Tc (’R)Tj 6.96 0 0 6.96 366.9996 339.001 Tm -0.0007 Tc [(EVA)4.1(C)-10.4(H)-8.3(A)4.1( )]TJ 9 0 0 9 397.8397 339.001 Tm 0 Tc ([S)Tj 6.96 0 0 6.96 406.4796 339.001 Tm 0.0076 Tc [(OC)15.2(I)5.5(E)6.9(T)12.4(Y)10.4( )]TJ 9 0 0 9 434.3196 339.001 Tm 0 Tc (&)Tj 6.96 0 0 6.96 441.0396 339.001 Tm ( )Tj 9 0 0 9 443.4396 339.001 Tm (S)Tj 6.96 0 0 6.96 448.1196 339.001 Tm 0.0076 Tc [(OC)15.2(I)5.5(A)12.4(L)6.9( )]TJ 9 0 0 9 141.9996 328.921 Tm 0 Tc (W)Tj 6.96 0 0 6.96 150.1597 328.921 Tm 0.0007 Tc [(ELF)6.2(A)5.5(R)-11.7(E)]TJ 9 0 0 9 176.0797 328.921 Tm 0 Tc 0.5933 Tw [(] 3,)-6.7( 12 \(1987-1988)13.3(\) \(c)-6.7(onte)-6.7(n)13.3(d)-6.7(ing that)13.3( Moroc)6.7(c)6.7(an J)-6.7(e)-6.7(w)0(s)13.3(,)-6.7( who)13.3( hav)6.7(e)6.7( )]TJ -3.7867 -1.1067 TD 0.0467 Tw [(im)-6.7(m)-6.7(igrate)6.7(d)-6.7( to Israe)-6.7(l,)-6.7( hav)6.7(e)-6.7( c)-6.7(o)0(n)13.3(tinu)-6.7(ou)-6.7(sly)-6.7( )13.4(d)-6.7(e)6.7(m)-6.7(onstrate)6.7(d)-6.7( te)-6.7(nd)6.7(e)6.7(n)0(c)-6.7(i)0(e)-6.7(s)0( for strong fam)-6.7(ily)6.7( )]TJ T* 0.0013 Tc 0.0187 Tw [(ties trace)8(d)-5.4( to the )]TJ 7.64 0 TD 0.0022 Tc 0.0178 Tw [(tra)15.5(ditional va)15.5(lues e)8.9(m)-4.5(be)8.9(dd)8.9(ed in th)15.5(e J)8.9(e)-4.5(wish c)8.9(o)2.2(mmunit)15.5(y in Moroc)8.9(c)8.9(o)15.5( )]TJ -7.64 -1.12 TD 0 Tc 0.14 Tw [(re)-6.7(lating to firm)-6.7( e)-6.7(m)-6.7(otional bond)-6.7( and)-6.7( intra-fam)-6.7(ily)-6.7( tru)-6.7(st and)-6.7( re)-6.7(sp)-6.7(onsibility)-6.7(\))13.3(;)-6.7( Yishai)13.3(,)6.7( )]TJ /F3 1 Tf 0 -1.1067 TD 0.0067 Tc 0 Tw [(su)6.7(p)6.7(ra )]TJ 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b)-6.4(e)-1.2( the )10.9(result o)4.5(f)14.5( )]TJ 0 -1.1848 TD 0.0007 Tc 0.0002 Tw [(f)5.5(a)2.4(mily p)4.6(r)9.4(ob)6.4(lems l)9(e)0.7(ad)4.6(ing t)16.4(o)-4.5( f)5.5(i)-1.9(nanc)4.2(ial d)4.6(i)-1.9(f)5.5(f)5.5(i)-1.9(c)4.2(u)4.6(lt)5.5(ies.)]TJ 5.52 0 0 5.52 370.4796 541.081 Tm 0.0017 Tc 0 Tw (194)Tj 11.04 0 0 11.04 379.1196 535.561 Tm -0.0021 Tc 0.003 Tw [( In the al)-4.7(ter)-4.3(n)0.1(ati)-4.7(v)-6(e)8.8(,)7.9( )]TJ -21.4783 -1.1739 TD 0 Tc 0.1204 Tw [(f)4.8(i)-2.6(nanc)3.5(ial c)3.5(h)2.2(alleng)9.1(es may)7( resu)3.9(lt)4.8( in f)4.8(a)1.7(mil)8.3(y)-3.9( inst)4.8(ab)5.7(ili)8.3(t)4.8(y)-3.9(.)]TJ 5.52 0 0 5.52 393.0396 528.121 Tm 0.0017 Tc 0 Tw (195)Tj 11.04 0 0 11.04 401.6796 522.601 Tm 0.1204 Tc [( T)117.4(h)122.6(i)117.8(s)121.7( l)128.7(i)117.8(n)122.6(k)118.7(a)122.1(g)140.4(e)131.3( )]TJ -23.5217 -1.1739 TD 0.0007 Tc 0.1306 Tw [(bet)5.5(w)-0.6(een f)5.5(a)2.4(mil)9(y)-3.2( inst)5.5(abi)9(lit)16.4(y and)4.6( bank)]TJ 15.7935 0 TD -0.0027 Tc 0.134 Tw [(r)-4.9(uptcy)-6.6( w)-4(a)-1(s al)-5.3(so)-7.9( detected i)-5.3(n)-0.5( the)-13.6( )]TJ -15.7935 -1.1848 TD -0.0011 Tc 0.1215 Tw [(Israeli b)-6.3(a)0.6(n)11.9(k)-2.8(ruptcy)-5( sampl)7.2(e)-1.1(.)]TJ 5.52 0 0 5.52 270.3996 502.081 Tm 0.0017 Tc 0 Tw (196)Tj 11.04 0 0 11.04 279.0396 496.561 Tm -0.0009 Tc 0.1213 Tw [( Indeed, almo)-6.1(st 5% o)4.8(f)3.9( the )-10.9(petitio)-6.1(n)1.3(ers)11.3( )]TJ -12.413 -1.1739 TD 0.0005 Tc 0.2721 Tw [(in t)5.3(h)2.7(e Israeli )10.9(bankru)4.4(p)4.4(t)5.3(c)14.8(y)-3.4( samp)4.4(le id)4.4(ent)5.3(i)-2.1(f)5.3(i)-2.1(ed)4.4( f)5.3(a)2.2(m)12.7(ily )10.9(brea)13.1(k-u)4.4(p)4.4( as a )]TJ 9.96 0 0 9.96 141.9996 458.521 Tm 0 Tc 0 Tw ( )Tj ET 140.56 455.641 330.84 -0.72 re f BT /F3 1 Tf 9 0 0 9 141.9996 442.921 Tm ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 447.481 Tm 0.0063 Tc (190)Tj /F3 1 Tf 9 0 0 9 162.0396 442.921 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee,)6.7( )386.7(e.)6.7(g)6.7(.)]TJ /F1 1 Tf 4.16 0 TD 0 Tc 0.2333 Tw [(,)-6.7( O)-6.7(ffic)-6.7(ial )13.3(R)-6.7(e)6.7(c)-6.7(e)-6.7(i)13.3(v)-6.7(e)-6.7(r)0( c)-6.7(a)0(s)13.3(e)-6.7( nu)-6.7(m)-6.7(b)13.3(e)-6.7(r)0( 135/)-6.7(97 \(Ce)-6.7(ntral D)6.7(istric)-6.7(t\) \(whe)-6.7(re)20( )]TJ -6.3867 -1.1067 TD 0.02 Tw [(O)-6.7(ffic)-6.7(ial R)6.7(e)-6.7(c)6.7(e)-6.7(iv)6.7(e)-6.7(r)0( qu)-6.7(e)-6.7(stion)13.3(e)-6.7(d)-6.7( w)13.3(h)0(y)-6.7( the)-6.7( d)-6.7(e)-6.7(btor)13.3(’)-6.7(s)0( sp)-6.7(ou)-6.7(s)13.3(e)-6.7(,)-6.7( who was a stay)-6.7( hom)-6.7(e)-6.7( m)-6.7(othe)-6.7(r,)20( )]TJ T* 0.0067 Tw [(was not working or)13.3( at l)13.3(e)-6.7(ast loo)13.3(king for a )13.4(j)-6.7(ob in)13.3( lie)6.7(u)-6.7( of)13.3( taking )13.4(c)-6.7(are)-6.7( of)13.3( the)6.7( c)-6.7(hil)13.3(d)-6.7(r)0(e)-6.7(n)0(\))13.3(.)-6.7( )]TJ /F3 1 Tf 0 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 416.521 Tm 0.0063 Tc (191)Tj /F3 1 Tf 9 0 0 9 162.0396 411.961 Tm 0.0067 Tc 0.6133 Tw [( S)6.7(ee )626.7(su)6.7(p)6.7(r)13.4(a )]TJ /F1 1 Tf 4.8 0 TD 0 Tc 0.0067 Tw [(not)13.3(e)-6.7( 175)13.3(.)-6.7( )]TJ /F3 1 Tf -7.0267 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 405.481 Tm 0.0063 Tc (192)Tj /F3 1 Tf 9 0 0 9 162.0396 400.921 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.0333 Tw [( D)6.7(u)-6.7(nc)-6.7(an &)-6.7( H)-6.7(off)13.3(m)-6.7(an,)-6.7( )]TJ /F3 1 Tf 9.6133 0 TD 0.0067 Tc 0 Tw [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.5067 0 TD 0 Tc 0.0333 Tw [(note)-6.7( 169,)-6.7( at 489 \(su)-6.7(gge)-6.7(sting that othe)-6.7(r things)-13.3( )]TJ -16.4 -1.1067 TD 0.3667 Tw [(be)-6.7(ing e)-6.7(q)13.3(u)-6.7(al,)6.7( m)-6.7(arri)13.3(e)-6.7(d)6.7( p)6.7(e)-6.7(op)-6.7(l)13.3(e)6.7( re)-6.7(p)-6.7(ort)13.3( gre)-6.7(at)13.3(e)-6.7(r)0( )13.4(e)-6.7(c)-6.7(ono)13.3(m)-6.7(i)0(c)6.7( st)13.3(ability)-6.7( than )13.4(d)-6.7(i)0(v)-6.7(o)0(r)13.3(c)-6.7(e)6.7(d)6.7( )]TJ T* 0.0067 Tc 0 Tw [(peo)6.7(pl)20(e\))6.7(;)13.4( S)]TJ 6.96 0 0 6.96 182.4397 381.001 Tm 0.0076 Tc [(OR)12.4(E)6.9(N)9(S)10.4(E)6.9(N)]TJ 9 0 0 9 215.5596 381.001 Tm 0.0067 Tc (, )Tj /F3 1 Tf 0.5333 0 TD 0 Tc [(s)-6.7(upr)6.7(a)-6.7( )]TJ /F1 1 Tf 2.4933 0 TD 0.0067 Tw [(not)13.3(e)-6.7( )13.4(169,)-6.7( at 263-82)13.3(.)-6.7( )]TJ /F3 1 Tf -11.2 -1.2267 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 374.521 Tm 0.0063 Tc (193)Tj /F3 1 Tf 9 0 0 9 162.0396 369.961 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.1133 Tw [( G)6.7(e)-6.7(ne)-6.7(ral A)6.7(c)-6.7(c)-6.7(o)13.3(u)-6.7(nting O)-6.7(ffi)13.3(c)-6.7(e)6.7(,)-6.7( Bankru)-6.7(p)-6.7(t)13.3(c)-6.7(y)-6.7( R)6.7(e)-6.7(form)-6.7( )13.3(A)-6.7(c)-6.7(t)0( of 1)13.3(978)]TJ /F4 1 Tf 27.2 0 TD 0 Tw ()Tj /F1 1 Tf 1 0 TD 0.1133 Tw [(A)-6.7( Be)-6.7(fore)6.7( )]TJ -32.48 -1.1067 TD 0.4467 Tw [(and)-6.7( A)-6.7(fte)-6.7(r L)-6.7(ook)13.3(,)-6.7( G)6.7(A)-6.7(O)6.7(/)-6.7(G)6.7(G)-6.7(D)6.7(-83-54 \(J)-6.7(u)-6.7(l)0(y)-6.7( 20,)-6.7( 1983\))13.3(;)-6.7( R)-6.7(a)0(m)6.7(ona K)-6.7(.)-6.7(Z)0(.)-6.7( H)6.7(e)-6.7(c)-6.7(k)13.3(,)-6.7( A)-6.7(n)26.7( )]TJ 0 -1.12 TD 0.2733 Tw [(E)-6.7(c)-6.7(onom)6.7(e)-6.7(tric)-6.7( )13.3(A)-6.7(naly)-6.7(sis of Inte)6.7(rstate)-6.7( D)-6.7(iffe)-6.7(r)13.3(e)-6.7(nc)6.7(e)-6.7(s)0( in Nonbu)-6.7(sine)-6.7(ss Bankru)-6.7(p)-6.7(t)13.3(c)-6.7(y)-6.7( and)20( )]TJ 0 -1.1067 TD 0.0467 Tw [(Chap)-6.7(te)-6.7(r )13.4(T)-6.7(hirte)6.7(e)-6.7(n)0( R)-6.7(a)0(t)13.3(e)-6.7(s,)-6.7( 15)13.3( J)6.7(.)]TJ 6.96 0 0 6.96 257.7997 339.961 Tm 0 Tw ( )Tj 9 0 0 9 259.9596 339.961 Tm (C)Tj 6.96 0 0 6.96 266.0797 339.961 Tm 0.01 Tc [(ON)11.4(S)12.8(U)14.1(M)-6.6(E)9.3(R )]TJ 9 0 0 9 303.5197 339.961 Tm 0 Tc (A)Tj 6.96 0 0 6.96 309.5197 339.961 Tm -0.005 Tc [(FF)-16.7(AI)-7.1(RS)-19.5( )]TJ 9 0 0 9 334.5996 339.961 Tm 0 Tc 0.0467 Tw [(13,)-6.7( 22-23 \(1981\);)-6.7( Su)-6.7(lli)13.3(v)-6.7(an,)-6.7( )13.4(W)-6.7(arre)-6.7(n)26.7( )]TJ -21.4 -1.1067 TD 0.14 Tw [(&)-6.7( W)-6.7(e)-6.7(stbrook)13.3(,)-6.7( )]TJ /F3 1 Tf 6.4933 0 TD 0.0067 Tc 0 Tw [(su)6.7(p)20(ra )]TJ /F1 1 Tf 2.6267 0 TD 0 Tc 0.14 Tw [(note)-6.7( 10)13.3(,)-6.7( )13.3(at 209-13 \(p)-6.7(rov)-6.7(id)-6.7(ing a c)-6.7(o)13.3(m)-6.7(p)-6.7(r)13.3(e)-6.7(h)0(e)-6.7(nsiv)6.7(e)-6.7( re)6.7(v)-6.7(i)0(e)-6.7(w)0( of the)20( )]TJ -9.12 -1.12 TD 0.0067 Tw [(re)-6.7(lationship)-6.7( b)13.3(e)-6.7(twe)6.7(e)-6.7(n)0( fa)13.3(m)-6.7(ily)6.7( p)-6.7(r)13.3(oble)-6.7(m)-6.7(s)0( an)13.3(d)-6.7( bankr)13.3(u)-6.7(p)-6.7(t)13.3(c)-6.7(y)-6.7(\))13.3(.)-6.7( )]TJ /F3 1 Tf 0 -1.2133 TD 0 Tw ( )Tj /F1 1 Tf 4.56 0 0 4.56 154.8396 313.561 Tm 0.0063 Tc (194)Tj /F3 1 Tf 9 0 0 9 162.0396 309.001 Tm 0 Tc 0.62 Tw [( Se)-6.7(e)]TJ /F1 1 Tf 2.0533 0 TD 0.1267 Tw [( Cap)-6.7(lo)13.3(v)-6.7(itz)6.7(,)-6.7( )]TJ /F3 1 Tf 5.0533 0 TD 0 Tw [(s)-6.7(upr)6.7(a)-6.7( )]TJ /F1 1 Tf 2.6133 0 TD 0.1267 Tw [(note)-6.7( 188,)-6.7( )13.4(at 53 \(re)-6.7(p)-6.7(orting that 109 of t)-13.3(h)0(e)-6.7( ne)-6.7(arly)-6.7( 2000 )]TJ -11.9467 -1.12 TD 0.1533 Tw [(fam)-6.7(ilie)-6.7(s in )13.3(d)-6.7(e)-6.7(f)0(a)13.3(u)-6.7(lt attrib)13.3(u)-6.7(t)0(e)6.7(d)-6.7( t)13.3(h)0(e)-6.7(ir d)6.7(e)-6.7(bt d)6.7(e)-6.7(fau)-6.7(lt)13.3( to som)6.7(e)-6.7( sor)13.3(t of fam)-6.7(ily)6.7( p)-6.7(robl)13.3(e)-6.7(m)-6.7(\))13.3(;)6.7( )]TJ 0 -1.1067 TD 0 Tw (B)Tj 6.96 0 0 6.96 147.7596 288.961 Tm -0.0048 Tc [(ARB)-20(AR)-17.2(A )]TJ 9 0 0 9 180.5197 288.961 Tm 0.0067 Tc (D.)Tj 6.96 0 0 6.96 189.6396 288.961 Tm 0 Tc ( )Tj 9 0 0 9 194.9196 288.961 Tm (W)Tj 6.96 0 0 6.96 203.0797 288.961 Tm 0.0076 Tc [(HI)5.5(T)12.4(E)6.9(HE)6.9(A)12.4(D)]TJ 9 0 0 9 240.0396 288.961 Tm 0 Tc (,)Tj 6.96 0 0 6.96 242.4397 288.961 Tm ( )Tj 9 0 0 9 247.7197 288.961 Tm (T)Tj 6.96 0 0 6.96 253.7197 288.961 Tm 0.0076 Tc [(HE)6.9( )]TJ 9 0 0 9 269.0797 288.961 Tm 0 Tc (D)Tj 6.96 0 0 6.96 275.7996 288.961 Tm [(IVO)-7.6(R)4.8(C)7.6(E)-0.7( )]TJ 9 0 0 9 307.3596 288.961 Tm (C)Tj 6.96 0 0 6.96 313.5996 288.961 Tm -0.0033 Tc [(ULT)-15.7(U)0.8(RE)]TJ 9 0 0 9 342.3996 288.961 Tm 0 Tc 0.38 Tw [( 93 \(1997)-13.3(\) \(“[T)-6.7(]he)-6.7( e)-6.7(m)6.7(p)-6.7(iric)-6.7(al)26.7( )]TJ -22.2667 -1.1067 TD 0.02 Tw [(e)-6.7(v)-6.7(i)0(d)6.7(e)-6.7(nc)6.7(e)-6.7( 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